Answer:
3- Device Types
4- Location
Explanation:
These 2 settings can help Marta in targeting the specific audience she wants to.
Location Settings allows your campaign to reach the location of your choice, where Marta feels that the most relevant audience belongs. For example, if she feels that her customers mainly belong to Houston, so she could specify her campaign to Houston to save money instead of running the campaign in every part of the country.Device Type, specifying this category would allow limiting her audience to only specific people who are active on cellphones as mostly that's her customer base.The customer journey has become more complex, requiring a dedicated bidding strategy. Google's solution is automated bidding. How can automated bidding benefit advertisers? (Choose two.) Select All Correct Responses a. Allows advertisers to serve ads only at specific times. b. Guarantees reduced conversion costs for advertisers. c. Uses machine learning to set bids, which saves time. d. Allows advertisers to bid only for clicks from a specific group. e. Is auction-specific to increase the chance for conversion.
Answer:
Option "c" and "e" are the correct answer to the following statement.
Explanation:
Automated Bid Techniques help to Boost of access to pages. Optimize Clicks sets bids directly to help the customer get as many page views within his demanded expenses as applicable and faster.
showing multiple results help the advertiser to increase the chance of selling his commodity.
Google optimization technique help advertiser to make their commodity sell faster and reliable.
A(n) ________ with expertise in developing vision and mission statements and with unbiased views, can at times manage the process more effectively than an internal group or committee of managers.
a) external group
b) external auditor
c) outside process analyst
d) internal auditor
e) outside facilitator
Answer:
e) Outside facilitator
Explanation:
An outside facilitator is someone whose views are unbiased and independent since such an individual is not a part of the organization.
Such facilitators specialize in developing vision and mission statements for various corporations.
Many a times the internal group or committee of managers find it difficult to convey and make employees understand vision and mission or common objectives.
Where there is lack of consensus or harmony between managers and employees, it is recommended to avail the services of such a facilitator.
An outside facilitator with expertise in vision and mission statement development and unbiased views can manage the process more effectively than an internal group or committee of managers.
Explanation:An outside facilitator with expertise in developing vision and mission statements and with unbiased views, can at times manage the process more effectively than an internal group or committee of managers. This is because an outside facilitator brings fresh perspectives and objectivity to the process, ensuring that the vision and mission statements align with the organization's goals and values.
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Love & Light, a home appliance store, sends all its customers a letter via post that confirms the commencement of a lucky draw competition sponsored by the company. By calling its customers to participate, Love & Light is engaging in _____
A) encoding
B) benchmarking
C) decoding
D) brainstorming
Answer: (A) Encoding
Explanation:
The encoding is one of the form of communication process that helps in understanding the actual interpreting of the message from the sender to the receiver.
The main purpose of the encoding is that it basically transforming the data from one place to another and it basically ensure that the data are properly delivered to the receiver without any interruption.
According to the given question, the love and light is one of the store that sends the advertisement about the lucky draw competition. So, for the love & light store is engaging in the encoding process for calling the customers for participating.
Therefore, Option (E) is correct answer.
Love & Light is engaging in marketing efforts by sending letters to customers about a lucky draw, which is a form of encoding in communication.
Explanation:When Love & Light, a home appliance store, sends a letter to its customers to inform them about a lucky draw competition, they are engaging in encouraging customer engagement. Sending a letter is a form of communication, and when a company communicates with its customers regarding promotional events, it's part of their marketing efforts. In the multiple-choice options given, encoding is the closest to describing this activity, as it involves creating a message (the letter and invitation to participate in the lucky draw) that is sent to the customers (the receivers).
Huge businesses can disproportionately influence politics, shape tastes, and dominate public discourse. True False
Answer:
That's true
Explanation:
Yes they disproportionately influence politics, shape tastes, and dominate public discourse.
To disproportionately influence means that they influence in a measure that's out of proportion. This is because they are huge and control massive wealth. Money answers all thing they say. They have all it takes to monopolize certain commodities, thereby leaving the populace perpetually at their mercy or subject or glued to their products.
They spend heavily on advertisements and sales campaigns and hence subtly they influence the people's judgement and disposition to their products. The ultimate implication of that would be that the society's taste is also at their mercy too.
Political influence is one thing they command since most of the political sponsors are owners of these huge businesses.
anufacturers consider selling and administrative costs to be A. prime costs. B. conversion costs. C. inventoriable costs. D. period costs.
Answer:
D. period costs.
Explanation:
The period cost is the cost which is incurred during the passage of time. It includes the major part of the ling and administrative expenses of the income statement. This cost is not capitalized. It is to be allocated based on the expenses that are against the revenue.
Example - Depreciation on delivery trucks, advertising expense, etc
You could instead have bought a U.S. government strip that simply promised to pay $1,000 at the end of 5 years. If the 5-year interest rate was 2.35%, how much would investors have been prepared to pay for this strip?
We calculate how much an investor would pay for a U.S. government strip promising to pay $1,000 after 5 years at a 2.35% interest rate using the present value formula, Pv=Fv/(1+r)^n. Substitution the given variables, we get Pv = $1,000 / (1+0.0235)^5. The result of this calculation is the price the investor would pay.
Explanation:The question asks how much an investor would be willing to pay for a U.S. government strip that promises to pay $1,000 after 5 years, given an interest rate of 2.35%. This is a classic problem of finding the present value, where the future value is $1,000, the interest rate is 2.35%, and the number of periods is 5 years.
To solve the problem, you would use the basic formula for calculating the present value of a future amount, which is Pv = Fv / (1 + r)^n, where:
Pv is the present value
Fv is the future value ($1,000 in this case)
r is the interest rate (2.35% per year, expressed as 0.0235)
n is the number of periods (5 years)
By substituting the given numbers into the formula, you get Pv = $1,000 / (1 + 0.0235)^5.
The answer to this calculation will tell you the price that investors would be prepared to pay for the strip in order to receive $1,000 in 5 years, assuming a 2.35% annual interest rate.
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Amy and Katie have between $125 and $200 dollars to spend on jewelry for Christmas presents for their friends. If they buy 8 bracelets at $3.50 each and 6 necklaces at $12 each, how many paris of earrings can they buy if they cost $6.00 each?
Answer:
They can purchase up to 37 necklaces
Explanation:
budget_ 125 + 200 = 325 dollars
bracelets 8 units x $ 3.5 each = $ 28
necklaces 6 units x $ 12 each = $ 72
total spending $ 100
remanining $225
cost per earring $ 6
maximum amount of earring they can purchase: 225 / 6 = 37 units
If staff salaries were $44,000/month last year, and the yearly cost increase from last year to this year $108,000, what is the monthly labor cost this year?
Answer:
The monthly labor cost this year=$53,000
Explanation:
Step 1: Determine yearly cost of labor last year
T=C×N
where;
T=total cost of labor last year
C=labor cost per month
N=number of months in a year
In our case;
T=unknown, to be determined
C=$44,000 per month
N=12 months
Replacing;
T=(44,000×12)=$528,000
Step 2: Determine yearly cost of labor this year
This years cost of labor can be expressed as;
Y=T+I
where;
Y=this year's labor cost
T=last years labor cost
I=the increase in cost from last year to this year
In our case;
Y=unknown to be determined
T=$528,000
I=$108,000
Replacing;
Y=(528,000+108,000)=$636,000
Step 3: Determine monthly cost of labor for this year
Monthly labor cost this year=this years labor cost/number of months in a year
where;
Monthly labor cost this year=unknown to be determined
this years labor cost=$636,000
number of months in a year=12
Replacing;
Monthly labor cost this year=(636,000/12)=$53,000
The monthly labor cost this year=$53,000
Answer:
The monthly labor cost this year=$53,000
Explanation:
Match each item (characteristics, assumptions, principles, and constraint guide the FASB when it creates accounting standards) with a description below. Items not easily quantified in dollar terms are not reported in the financial statements. Accounting information must be complete, neutral, and free from error. Personal transactions are not mixed with the company's transactions. The cost to provide information should be weighed against the benefit that users will gain from having the information available. A company's use of the same accounting principles from year to year. Assets are recorded and reported at original purchase price. Accounting information should help users predict future events, and should confirm or correct prior expectations. The life of a business can be divided into artificial segments of time. The reporting of all information that would make a difference to financial statement users. The judgment concerning whether an item's size makes it likely to influence a decision-maker. 10. Assumes a business will remain in operation for the foreseeable future. 12. Different companies use the same accounting principles. Materiality Clic Economic Entity Assumption ork for this question Open Show Work Going Concern Assumption Faithful Representation Cost Constraint Historical Cost Principle Monetary Unit Assumption Comparability Question Attempts: 0 of 3 used SAVE FOR LATER Full Disclosure Principle Relevance olicy Consistency nca All Rights Reserved. A Division of John Wiley & Sons Inc. Periodicity Assumption
Answer:
The answers are,
Items not easily quantified in dollar terms are not reported in the financial statements.
Monetary Unit Assumption
Accounting information must be complete, neutral, and free from error.
Faithful representation
Personal transactions are not mixed with the company's transactions.
Entity Assumption
The cost to provide information should be weighed against the benefit that users will gain from having the information available.
Cost constraint
A company's use of the same accounting principles from year to year.
Consistency
Assets are recorded and reported at original purchase price.
Historical Cost
Accounting information should help users predict future events, and should confirm or correct prior expectations.
Relevance
The life of a business can be divided into artificial segments of time.
Periodicity assumption
The reporting of all information that would make a difference to financial statement users.
Full Disclosure principle
The judgment concerning whether an item's size makes it likely to influence a decision-maker.
Materiality
10. Assumes a business will remain in operation for the foreseeable future.
Going concern
12. Different companies use the same accounting principles
Comparability
Explanation:
Fill in the appropriate words to complete how the courts determine employee or independent contractor status. (supply / payment / control / specialist / skill / employed / occupation)a. How much does the employer exercise over the details of the work? b. Is the worker engaged in or business distinct from that of the employer? c. Is the work usually done under the employer’s direction or by a without supervision? d. Does the employer the tools at the place of work? e. For how long is the person ? f. What is the method of —by time period or at the completion of the job? g. What degree of is required of the worker?
Answer:
a) How much control does the employer exercise over the details of the work?
b) Is the worker engaged in an occupation of business distinct from that of the employer?
c) Is the work usually done under the employer's direction or by a specialist without supervision?
d) does the employer supply the tools at the place of work?
e) For how long is the person employed?
f) What is the method of payment by time period or at the completion of the job?
g. What degree of skill is required of the worker?
Explanation:
These are just the seven question asked when the courts want to determine the contract status of an employee or an independent contractor. They make use of these eight questions below:
a) How much control does the employer exercise over the details of the work?
b) Is the worker engaged in an occupation of business distinct from that of the employer?
c) Is the work usually done under the employer's direction or by a specialist without supervision?
d) does the employer supply the tools at the place of work?
e) For how long is the person employed?
f) What is the method of payment by time period or at the completion of the job?
g. What degree of skill is required of the worker?
Amazon, the largest online retailer, has experimented with physical stores and recently bought Whole Foods. Whole Foods has almost 500 stores and gives Amazon facilities for rapid physical expansion. The general insight here is that
Answer:
to survive today, organizations need to be present in both the online and physical markets
Explanation:
So far Amazon has dominated the online space when it comes to buying products and services. But the scenario in the question makes it clear that having only one channel open to customers (online) is not sufficient.
It is necessary to diversify by having physical stores in addition to online stores.
Some consumers for example will want to examine what they are buying before paying, others will not have the patience to wait for delivery of goods. So the physical store will serve these segments of customer's.
Final answer:
Amazon's move into physical retail through the acquisition of Whole Foods and the opening of physical stores represents a blend of online and direct customer interaction, leveraging economies of scale for expanded growth.
Explanation:
The general insight regarding Amazon's acquisition of Whole Foods and their expansion into physical retail stores demonstrates a strategic move of blending online dominance with brick-and-mortar presence. While Amazon had traditionally been an online retailer, holding inventory in computerized warehouses, it is now leveraging Whole Foods' nearly 500 stores for rapid physical expansion, thereby gaining the benefits of direct customer interaction and potentially faster delivery options.
By moving into physical spaces in various states including California, Oregon, and Washington, with future plans for Illinois, Massachusetts, New Jersey, and New York, Amazon showcases the economies of scale it can harness. These economies are possible through its highly automated warehouses located in low-rent areas that contribute to lower average costs per sale, highlighting Amazon's continuous exploration of growth opportunities by diversifying its sales approach.
Suppose there are several countries that are efficient at producing coffee beans and Brazil is one of those countries. While Brazil is efficient at producing coffee beans, it is inefficient at producing electronics. Because of this, Brazil sells its coffee beans to other countries and buys electronics from other countries. This scenario exemplifies the concept of ________.a. supply and demand
b. absolute advantage
c. a monopoly
d. exchange controlse. comparative advantage
Answer:
e. comparative advantage
Explanation:
As the opportunity cost of Brazil to produce coffee beans is lower than other countries it can sale their production to a gain and then use it to acquire the electronics on which is not as efficient.
Brazil has a comparative advantage producing coffee beans. Thus, is better for the global economy for brazil to produce coffee beans instead of electronics.
The scenario describes the concept of comparative advantage, where Brazil specializes in producing coffee beans which it does more efficiently, and buys electronics from other countries which are produced more efficiently elsewhere (option e).
Explanation:This scenario exemplifies the concept of e. comparative advantage. Comparative advantage is an economic theory that suggests that countries should specialize in the production of goods and services they can produce more efficiently (at a lower opportunity cost) than other goods or services. In this case, Brazil has a comparative advantage in producing coffee beans because it can do so more efficiently than other countries.
On the other hand, Brazil does not have a comparative advantage in producing electronics, thus buying them from other countries where their production is more efficient. This allows international trade to benefit all participating countries by enabling them to import goods that they would find more expensive to produce domestically.
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Jamal critically analyzes media content by considering its particular presentation, its underlying political or social messages, and its media ownership or regulation. Jamal demonstrates __________.
Answer: Media literacy
Explanation:
Media literacy is the ability to critically access, analyze by considering particular presentation, evaluate and create using all forms of media communication. Media literacy is intended to promote awareness of media influence and create an active stance towards both consuming and creating media. Media literacy empowers people to be critical thinkers and makers, effective communicators and active citizens.
XYZ Company was considering moving its operations to a less-developed country. As part of the decision-making process, the executive managers of the company stood in the shoes of the current employees and asked themselves how it might feel to lose their jobs as a result of the proposed action. The executive managers of XYZ Company were demonstrating?
Answer:
Moral imagination.
Explanation:
Moral imagination is an act of exploring the various likely impact of a new decision in order address potential ethical issues.It assists an individual to see beyond a laid down rule and standards and ethical values will not be violated.
It entails being initiative to develop new morally upright ideas , knowledge and actions outside the regular ethical principles.
Every human being posses moral imagination to a certain degree but its has to be developed before it can be of ethical contribution.
Test marketing _____.
A. identifies two or more segments within the market for a particular company's products.
B. provides information for decisions on product improvements and new-product introductions.
C. includes choosing and evaluating locations, channels, and distribution partners.
D. focuses on database development through optical scanning at the point of purchase.
E. involves understanding how one's target consumers behave as shoppers, in different channels and formats, and leveraging this intelligence to the benefit of all stakeholders.
Answer:
B. provides information for decisions on product improvements and new-product introductions is the correct answer.
Explanation:
Test marketing is used in businesses to test and to provide infotrmation about the viability of the new product and the marketing campaign.
Before the launching of the new product in the market test marketing is done.
The test marketing proposes is to collect sufficient information regarding the product, price, parts of the marketing mix, distribution channels and media spend.
The advantage of test marketing is it minimizes the risk of product failure and it can produce a promotional buzzing that promotes the product launch.
DELL's principal reason for existing is to earn a profit for its shareholders. The means by which DELL does this is through the manufacture of computers. What do these two statements describe?
Answer:
Mission of Dell
Explanation:
An organisation's mission statent is a short description of why the company exists, and what their overall strategy for success is.
It is a way management communicates its goals to the employees and the means the organisation intends to achieve these goals.
In the example above the main aim of DELL is to make profit for its shareholders. The strategy for achieving this is by production of computers.
Final answer:
The two statements describe Dell's primary purpose of earning profits for its shareholders and the means of achieving this through the manufacture and sale of computers. This reflects the broader objective of businesses in a market economy to maximize profitability and sustain operational efficiency amidst competitive market conditions.
Explanation:
The two statements describe Dell's business purpose and its primary means of achieving that purpose. Dell exists mainly to earn a profit for its shareholders, a common objective for most private-sector corporations, companies, small businesses, and individual entrepreneurs. This goal of profitability drives production and operational decisions within a market economy. Dell achieves this through the manufacture and sale of computers, a strategy that places the company within a highly competitive market where efficiency, innovation, and market share are keys to success. As a case in point, in 2005, Dell was the largest personal computer manufacturer, yet it sold only about 19% of personal computers worldwide, highlighting the competitive nature of the market. Nonetheless, the underlying principle for Dell and similar firms is the maximization of profits for their investors, achieved by combining operational efficiency, market adaptation, and the strategic offering of products or services.
Profits are essentially the reward for business owners and the measurement that determines whether a business stays operational. Firms that fail to operate efficiently or to provide products or services that attract sufficient demand at profitable prices tend to exit the market. This dynamic underscores the importance of continually enhancing efficiency, understanding market dynamics, and innovating in response to consumer needs.
In the United States, a three-pound can of coffee costs about $5. If the exchange rate is 0.8 euros per dollar and a three-pound can of coffee in Belgium costs 7 euros. What is the real exchange rate?
Answer:
1 euro = $1.25
Explanation:
if 3Ib of coffee cost $5
while exchange rate is .8euro = $1
therefore 3Ib coffee in euro will be .8 * 5 = 4euros
and 3Ib coffee cost 7euros
while exchange rate is .8euro = $1
therefore 3Ib coffee in dollar will be 7 *1 / .8 = $8.75
now 7euro = $8.75
4 euros will be equal to 4 * 8.75 / 7 = $5
so if 7 euros = $8.75 and
4 euros = $5
therefore 1 euro will be 1 * 5 / 4 = $1.25
The real exchange rate between the U.S. and Belgium for coffee is 0.571. This means that 1 Belgian coffee can is equivalent to 0.571 U.S. coffee cans after adjusting for price levels. Coffee prices can fluctuate due to factors like supply shifts and demand elasticity.
Given:
Price of a three-pound can of coffee in the U.S.: $5Nominal exchange rate: 0.8 euros per dollarPrice of a three-pound can of coffee in Belgium: 7 eurosFirst, convert the U.S. coffee price to euros:Price in euros = (price in dollars) * (exchange rate)Price in euros = $5 * 0.8 euros/dollar = 4 eurosNext, calculate the real exchange rate using the following formula:Real exchange rate = (price in domestic currency) / (price in foreign currency)Real exchange rate = 4 euros / 7 euros = 0.571Therefore, the real exchange rate is 0.571. This means that after accounting for the difference in the price levels, 1 Belgian coffee can is equivalent to 0.571 U.S. coffee cans.It's important to note that coffee prices can fluctuate due to various factors including supply shifts, such as a major frost, and the price elasticity of demand.
Understanding the real exchange rate helps in comparing the actual purchasing power between countries.
Jamie Patil is a candidate for the position of sales manager with Retrozz Furniture. She is going to be required to supervise several employees and can determine the direction in which she will complete the assignments given to her. What guidelines should she follow when classifying workers as exempt or nonexempt?
Answer:
The FLSA
Explanation:
Exempt workers refers to the workers who fulfill all the requirement to receive at least a minimum wage. Non-Exempt workers are the workers who don't.
This requirement was listed under The Fair Labor Standards Act of 1938.
Here are several of its requirements:
- Have worked over 90 days passed the trial period.
- Legal citizens of United States
- has the status of employment from the company. Meaning that you cannot act as a freelancer.
- Over the age of 18
Jamie Patil need to consider all of these requirements to classify whether her new hire is eligible for minimum wage.
Crane Company received $19200 on April 1, 2020 for one year's rent in advance and recorded the transaction with a credit to a nominal account. The December 31, 2020 adjusting entry is_________
Answer:
Year end Adjusting Entry
Dr. Cr.
December 31, 2020
Unearned Rent Revenue $144,000
Rent Revenue $144,000
Working:
Rent revenue for the year = ($192,000 x 9 ) / 12
Rent revenue for the year = $144,000
Answer:
Debit nominal account $14,400
Credit Rental revenue $14,400
Being entries to recognize rental income earned between 1 April and 31 December 2020.
Explanation:
When cash is received in advance for services yet to be rendered, the company has a liability to perform. As such the entries posted then is a debit to cash and a credit to unearned revenue.
If Crane Company received $19200 on April 1, 2020 for one year's rent in advance and recorded the transaction with a credit to a nominal account, as at December 31, 2020, the amount earned
= (9/12) × $19200
= $14,400
This amount would be debited to the nominal account and a credit would be recorded in the rental revenue account.
Bettina likes to know the end from the beginning. She gathers as much information as possible before making a decision. Bettina likely lives in a culture ________.
A) with high power distance
B) with high uncertainty avoidance
C) with high future orientation
D) with high performance orientation
Answer:
b) with high uncertainty avoidance
Explanation:
She has the culture of preparing for the unexpected before it arrives so as to be well prepared for any future uncertainty or backlog that could affect what she is gathering the information for.
Which of the following statements is true of creative work environments? a. Work is less challenging when it demands attention and focus. b. Numerous studies have indicated that creative ideas cannot thrive under conditions of freedom. c. Supervisory encouragement of creativity occurs when management encourages risk taking. d. Workers become bored when they can do more than is required of them.
Answer:
Correct answer is (C)
Explanation:
Creative work environment can lead to job satisfaction and more productivity. There are numerous factors which can contribute towards creating work environment. The most important factor is to create freedom among the employees that helps to accomplish creative environment. Risk taking is also important, when supervisors are ready to take risks; it leads to more creative environment because every employee is allowed to think outside the box.
The true statement about creative work environments is that they encourage risk taking by management to foster creativity. These environments value intrinsic interest and benefit from collaboration among those working on similar projects.
Explanation:The correct answer to the question “Which of the following statements is true of creative work environments?” is c. Supervisory encouragement of creativity occurs when management encourages risk taking. Creative work environments often include certain elements that foster innovation and creativity. Risk taking is one of the key conditions wherein creative individuals are encouraged to venture into new, potentially risky approaches. Also, intrinsic interest plays a crucial role, as creative people are driven by their passion and interest in the work itself rather than external incentives such as money. Moreover, creativity thrives in an atmosphere where there is collaboration and social interaction, as creative individuals benefit from the support, aid, and challenge from others working on similar projects.
Tom sold his home for $140,000 paying a 7% real estate commission. He bought the home for $45,000, paid $2,000 in closing costs, and added a new fireplace and family room for $35,000. After figuring the adjusted basis for this home, what is the amount of taxable gain?
Answer:
$48,200
Explanation:
Given:
Selling price of home = $140,000
Acquisition price = $45,000
Closing cost = $2,000
Cost of fireplace and family room = $35,000
Real estate commission = 0.07 × 140,000 = $9,800
Total adjusted basis = 45,000 + 2,000 + 35,000 + 9,800
= $91,800
Taxable gain = Selling price - adjusted basis
= 140,000 - 91,800
= $48,200
According to the Techstar’s video describing entrepreneurial journeys, and their efforts to support entrepreneurship, what is the final step that happens in an entrepreneur’s journey?
Answer:
Champion
Explanation:
According to Techstars, the final stage of an entrepreneur's journey is champion. This represents start-ups that have a chieved great success like Google, and they are championing the enterpreneur's journey by working with enterpreneurs at earlier stages.
The initial stages of enterpreneur's journey is: inspire, discovery, founder, startup, scale, and finally champion.
Why is the yield on 30-year Treasury bonds important? a. It indicates how much the Treasury has borrowed b. It indicates whether the US government has a balanced budget c. It represents the base-level cost of capital in the US d. It reflects Federal Reserve fiscal policy e. It is the fear index for the US markets
Answer:
c. It represents the base-level cost of capital in the US
Explanation:
Cost of capital is the minimum return that is needed to carry out capital projects such as building homes, road construction. It is the return that will make government projects viable.
So the United States government depend on the Treasury bonds 30 year yield to fund spending on various capital projects.
1) true or false ?
most marketers believe the benefits of market research outweigh the risk.
2) true or false?
advertisements have always been persuasive in nature.
3) true or false ?
endorsements are not permitted in advertisements, according to the federal trade commission.
Answer:
ture
false
false
Explanation:
A bank has Tier I capital of $90 million and Tier II capital of $70 million. The bank has total assets of $2,522 million and risk-weighted assets of 2,017.6 million. This bank is:_______.
A. Critically under-capitalized.
B. Significantly under-capitalized.
C. Under-capitalized.
D. Adequately capitalizede.
Final answer:
The bank is under-capitalized.
Explanation:
The bank is C. Under-capitalized.
To determine the capital adequacy, we need to calculate the total capital ratio which is the sum of Tier I and Tier II capital divided by the risk-weighted assets. In this case, the total capital would be $90 million + $70 million = $160 million.
The total capital ratio is therefore $160 million / $2,017.6 million = 0.0794 or 7.94%. According to banking regulations, a bank is considered under-capitalized if its total capital ratio is less than 8%, which is the case here. Therefore, the bank is under-capitalized.
Andy and Marjorie have very little will power when it comes to spending. They want to put their savings in an instrument that cannot be accessed by their ATM card. Which instrument would meet this criterion?
Answer:
Money market mutual fund
Explanation:
Money market mutual fund is a fund that usually invest in short term securities, for example treasury bills.
Members are paid dividends at predetermined intervals. They provide a stable savings option.
This will be a perfect way for Andy and Marjorie to save their money, and they will not have access to it via their ATM card.
Maurice can drive or fly from Jacksonville, Florida to Atlanda, Georgia, for a one-day business trip. If he drives, he will be able to work three hours once he arrives in Atlanta, whereas traveling by plane will enable him to work eight hours. His expected income from each hour of work in Atlanta is $30. If Maurice is a rational decision maker, he will fly if and only if the price differential (air cost minus driving cost) is less than.
a. $30.
b. $90.
c. $150.
d. $240.
Answer:
c. $150.
Explanation:
the extra amount of hours Maurice can work taking a flight will be of 5 hours
(8 hours taking a plane against 3 hours if driving)
As the income per hour is 30 dollar it can generate;
5 hours x $30 per hour = $150
Maurice will only travel by plane if it generates the same or more income than the driving thus, a differencial price of less than 150 dollars will provide Maurice with a net gain. Also we should consider that if Maurice drives his car it is taking a depreication hit per mile while driving that is being ignoer to keep the assignment simple. But considering that the amount of differential income could be higher than $150
Atlas Corporation sells 100 bicycles during a month. The contribution margin per bicycle is $200. The monthly fixed expenses are $8,000. Compute the profit from the sale of 100 bicycles ________.a. $12,000b. $10,000c. $20,000d. $8,000
Answer:
A, $12,000
Explanation:
Profit is the financial gain as a result of the difference between the selling price of a product and the cost/production cost of the product.
To calculate the profit from the sale of the bicycles, we use the formula
Profit = (marginal cost x quantity of bicycles) - Expenses.
we have,
Profit = ($200 x 100) - $8,000
Profit = $20,000 - $8,000
Profit = $12,000.
Cheers.
Explain how the production possibilities curve can be used to illustrate each of the following: a. wastefulness b. what happens when the economy grows c. when an economy is at productive efficiency d. unattainable production
Answer:
A. wastefulness - production inside PPC ; B. Economy growth - PPC shift outwards/rightwards ; C. Economy at Productive Efficiency - production on PPC ; D. Unattainable Production- Outside PPC
Explanation:
PPC is graphical representation of production combinations that an economy can produce, given resources & technology.
PPC is based on assumption : That resources are best efficiently utilised. So, all product combinations ON PPC reflect 'Economy is at Productive Efficiency'
All production points INSIDE PPC reflect inefficient utilisation of resources i.e 'Wastage'
Points OUTSIDE PPC are 'Unattainable Product Combinations'- as they are beyond economy's best optimum production, given resources & technology.
'Economic growth' is increase in resources &/or technology which increases economy's production potential and PPC curve SHIFTS rightwards or outwards.