What is the present value of $1000 paid at the end of each of the next 50 years if the interest rate is 6% per year?

Answers

Answer 1

Answer:

$15,761.90

Explanation:

Given that

Amount paid at the end of each year = $1,000

Time period = 50 years

Interest rate = 6% per year

So, the present value of the annuity would be

= Amount paid at the end × PVIFA factor for 50 years at 6% interest rate

= $1,000 × 15.7619

= $15,761.90

Refer to the PVIFA table.

Basically we multiplied the amount with the PVIFA factor.

Answer 2

Final answer:

The present value is calculated using a standard financial formula which is  $15,761.90

Explanation:

The present value of a series of annuity payments is found by calculating the present value of each individual payment and then summing them up. The formula for the present value of an annuity is given by:

PV = P * [(1 - (1 + r)-n) / r]

Where:

PV is the present value of the annuity

P is the amount of each annuity payment

r is the interest rate per period

n is the total number of payments

In this case, P is $1,000, r is 0.06 (6% expressed as a decimal), and n is 50.

= Amount paid at the end × PVIFA factor for 50 years at 6% interest rate

= $1,000 × 15.7619

= $15,761.90


Related Questions

RST Company produces a product that has a variable cost of $6 per unit. The company's fixed costs are $30,000. The product sells for $10 per unit. RST desires to earn a profit of $20,000. The contribution margin per unit is $

Answers

Answer:

$4

Explanation:

Contribution margin is the difference between sales and variable cost. As such, the contribution margin per unit is the difference between the sales per unit and the variable cost per unit.

Given that

variable cost per unit = $6

Selling price per unit = $10

The contribution margin per unit is

= $10 - $67

= $4

On December 31, 2021, Interlink Communications issued 6% stated rate bonds with a face amount of $100 million. The bonds mature on December 31, 2051. Interest is payable annually on each December 31, beginning in 2022. (FV of $1, PV of $1, FVA of $1, PVA of $1, FVAD of $1 and PVAD of $1) (Use appropriate factor(s) from the table values provided.)
Determine the price of the bonds on December 31, 2021, assuming that the market rate of interest for similar bonds was 7%. (Round your final answers to the nearest whole dollar amount.)

Table values are based on:
n =?
i =?

Cash Flow Amount Present value
Interest
Principle
Price of bonds

Answers

Final answer:

The price of Interlink Communications bonds is calculated by discounting the annual interest payments and the $100 million principal to their present value using a 7% market rate. Financial formulas and tables are applied to determine this value, which is the sum of all discounted future cash flows.

Explanation:

Calculation of Bond Price

To determine the price of the Interlink Communications bonds issued on December 31, 2021, we need to calculate the present value of the interest payments and the principal payment, discounted at the market rate of interest, which is 7%. The bonds have a face value of $100 million and a stated rate of 6%, with interest payable annually on December 31, starting in 2022, and maturing on December 31, 2051.

The annual interest payment is 6% of $100 million, which is $6 million. Each of these payments, as well as the principal payment of $100 million at maturity, must be discounted to their present value.

Using present value formulas, we can find:

Present Value of Annuity (PVA) for interest payments

Present Value (PV) of a single sum for the face value repayment

The bond's price will be the sum of these two present values. To calculate the present value of an annuity of $6 million for 30 years at a discount rate of 7%, and the present value of $100 million to be received after 30 years at the same rate, we apply formulas and use values from the provided table values.

Once we have the present values, we sum them to find the bond price on December 31, 2021. These calculations would be performed using financial tables or a financial calculator to obtain the nearest whole dollar amount.

Here is a simplified example with a two-year bond to illustrate the concept:

A bond issued for $3,000 at an interest rate of 8% would pay $240 annually in interest. To find its present value at a discount rate of 8%, we discount the two interest payments and the principal repayment. If the discount rate rises to 11%, we apply the higher rate to find a lower present value, reflecting the higher market interest rates.

Macroeconomics is the study of A. why the U.S. has spent so much money on wars and government surveillance of its own citizens. B. how households and firms make​ choices, how they interact in​ markets, and how the government attempts to influence their choices. C. the economy on a​ state-by-state basis, covering areas affected by the Commerce Clause. D. the economy as a​ whole, including topics such as​ inflation, unemployment, and economic growth.

Answers

Answer:

D. the economy as a​ whole, including topics such as​ inflation, unemployment, and economic growth.

Explanation:

Macro Economics is the study of economy as a whole. It focuses on economic  participants - buyers, sellers as a huge aggregate group.  It deals with Aggregate factors of Economy like - Aggregate Demand, Aggregate Supply, General Price Level, over all economic growth.

If you wish to accumulate $200,000 in a child’s college fund after 18 years, and can invest at a 7.5% annual rate, how much must you invest at the end of each year if the first deposit is made at the end of the first year?

Answers

Answer:

$5,605.79

Explanation:

Given that,

Amount of money wish to accumulate in a child’s college fund after 18 years, future value = $200,000

Annual rate of interest, i = 7.5%

Annual payments, t = 18 years

Future value of ordinary annuity = [tex]P(\frac{(1+i)^{t}-1 }{i})[/tex]

[tex]200,000=P(\frac{(1+0.075)^{18}-1 }{0.075})[/tex]

P = $5,605.7915 or $5,605.79 (Approx)

Hence, payments of $5605.79 needs to be made into the account if $200000 needs to be accumulated.

You expect to receive $3,100 upon your graduation and will invest your windfall at an interest rate of .43 percent per quarter until the account is worth $4,750. How many years do you have to wait until you reach your target account value?

(A) 25.02 years
(B) 26.78 years
(C) 21.76 years
(D) 24.86 years
(E) 23.21 years

Answers

Final answer:

This is a financial mathematics problem involving the concept of compounding interest. Using the appropriate formula and provided values, we find that the correct answer for the time it would take to reach a target account value of $4,750 with a starting value of $3,100 and an interest rate of 0.43% per quarter is approximately 26.78 years.

Explanation:

The problem presented is a common problem in financial mathematics and relates to the concept of compounding interest. To solve this problem, we need to use the compounding interest formula. Here is how it looks: A = P * (1 + r/n)^(nt). In your case:

P = $3,100 (the amount of money you initially invest). A =$4,750 (the amount of money you want to have in the end). r = 0.43% per quarter (the interest rate). n = 4 (how many times the interest is compounded per year). t = ? (the time the money is invested for).

Solving for t, we arrive at t = 26.78 years, so your answer would be (B) 26.78 years.

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Pension plan assets were $200 million at the beginning of the year. The return on plan assets was 5%. At the end of the year, retiree benefits paid by the trustee were $8 million and cash invested in the pension fund was $12 million. What was the amount of the pension plan assets at year-end?

Answers

Answer:

Pension plan assets at the year end will be $214

Explanation:

Wee have given pension plan assets = $200 million

Return on plan assets = 5%

So return will be equal to = $200×0.05 = $10 million

Cash contribution is given $12 million

Retiree benefits is $8 million

We have to find the amount of pension plan assets at the year end

Pension plan assets is equal to = Plan assets at beginning of the year + actual return - retiree benefits = $200 + $10 +$12 - $8 = $214

So pension plan assets at the year end will be $214

Look at Exercise 19.2. Compute the opportunity costs of producing sweaters and wine in both France and Tunisia. Who has the lowest opportunity cost of producing sweaters and who has the lowest opportunity cost of producing wine? Explain what it means to have a lower opportunity cost.

Answers

Answer:

Answer Illustration : Opportunity Cost of producing Wine is lesser in France, Opportunity Cost of producing Sweaters is lesser in Tunisia. So, France has comparative advantage in Wine, Tunisia in Sweater.

Explanation:

Opportunity Cost is the cost of next best alternative foregone while choosing an alternative.

Opportunity Cost of producing Sweaters & Wine in France & Tunisia are quantities of other goods (Sweaters or Tunias) sacrifised while choosing either. Sweater Opportunity Cost - Wines sacrifised, Wine Opportunity Cost - Sweaters sacrifised.

The country has a comparative advantage in a good if it can produce it with relatively less opportunity cost (in terms of other good sacrifised) than other country.

Ex : Production Possibilities

                   Wine            Sweater    Trade off (Wine :Sweater)

France          10                   5              1:0.5  or 2:1

Tunisia          8                   24              1:3  or 0.33:1

France produces Wine with lesser opportunity cost (sweater sacrifised) than Tunisia  [0.5 sweater < 3 sweaters] ; it has comparative advantage in Wine. Tunisia produces Sweater with less opportunity cost (wine sacrifised) than France [ 0.33 wine <  2 wines] ; it has comparative advantage in Tunisia

A T-bill quote sheet has 60-day T-bill quotes with a 4.95 ask and a 4.89 bid. If the bill has a $10,000 face value, an investor could sell this bill for _____.

a. $9,918.50
b. $9,919.62
c. $9,917.50
d. $10,000

Answers

Answer:The correct answer is a). $9,918.50

Explanation: In selling, the investor will use the bid price of $4.89 alongside the face value of the bill.

That is to say, the face value * (1-(bid price * no. of days)/days in a year) = 10000 * (1-(0.0489*60)/360) = $9,918.50

Answer:

c. $9,917.50

Explanation:

The bid price is the rate at which an investor will buy (4.89). While the ask price is the rate at which the T bill will be sold ($4.95).

In this question we are concerned with the ask price.

To calculate the selling price use the following formula

Yield discount= (face value-price)/face value * (360/maturity)

4.95%= (10,000- price)/10,000 * (360/60)

Cross-multiply

10,000 * 0.0495= (10,000- price) * 6

495/6= 10,000- price

price= 10,000-82.5

Price= $9,917.50

In 2019, Alliant Corporation acquired Centerpoint Inc. for $352 million, of which $62 million was allocated to goodwill. At the end of 2021, management has provided the following information for a required goodwill impairment test Fair value of Centerpoint Inc Book value of Centerpoint's net assets (excluding goodwill) Book value of Centerpoint's net assets $256 million 228 million (including goodwill) 290 million Required: 1. Determine the amount of the impairment loss. (Negative amount should be indicated by a minus sign. Enter your answer in millions (i.e., 10,000,000 should be entered as 10)). 2. Determine the amount of the impairment loss assuming that the fair value of Centerpoint is $318 million. (Enter your answer in millions (i.e., 10,000,000 should be entered as 10)) million million 1 Impairment loss 2 Impairment loss

Answers

Answer:

1. $34 million

2. $0

Explanation:

Given that,

Fair value of Centerpoint Inc = $256 million

Book value of Centerpoint's net assets (excluding goodwill) = $228 million

Book value of Centerpoint's net assets (including goodwill) = 290 million

1. Actual Value of Goodwill:

= Fair Value of Centrepoint Inc. - Book Value of Net assets (excluding goodwill)

= $256 million - 228 million

= $28 million

Loss on Impairment of Goodwill:

= Goodwill recorded - Actual value of goodwill

= $62 million - $28 million

= $34 million

2. In this case Fair value of ($318 million) is more than Book value ($290 million) then there will be no Impairment Loss.

It means that the loss on Impairment of Goodwill = $0.

Final answer:

In this response, we calculate the impairment loss for the acquisition scenario provided, showcasing the impact on goodwill value based on different fair value assessments.

Explanation:

Goodwill Impairment Calculation:

Impairment Loss Calculation: $290 million (book value of net assets) - $256 million (fair value) = $34 millionImpairment Loss Calculation with $318 million fair value: $290 million - $318 million = -$28 million

The impairment loss is the reduction in the value of goodwill when the fair value of an acquired company is less than the carrying amount of its net assets, including goodwill.

Which of the following was likely one of Disney’s considerations when determining its marketing concept? a. Do our customers want to see junk food advertisements on our channels and Web sites? b. What does Congress think of junk food advertisements? d. How do our television shows and Web sites compare to our competition? 1.
If Disney allowed customers to choose which types of advertising they saw on its Web sites, it would be engaging in: a. realistic pricing. b. co-creation. c. offering products that perform.
Disney customers’ evaluations of the company’s Web sites and television channels in terms of whether those products meet their needs and expectations is called: a. customer gratification. b. customer fulfillment. c. customer satisfaction.
Which of the following describes a Disney customer service representative who has been given the authority to respond to a complaint about junk food advertisement by pulling the advertisement in question and flagging it for review by Disney’s marketing team? a. The employee is empowered. b. The employee is working in a teamwork-oriented environment. c. The employee is operating under a sales orientation.
Who at Disney needs to both be aware of and understand the company’s decision to impose strict junk food advertising rules? a. The CEO only. b. The Marketing Team only. c. Every businessperson at the company

Answers

According to the given questions, the answers are presented in the same order as of questions.

What are the marketing determinants of Disney's?

Option a is the correct answer.

Disney’s considerations when determining its marketing concept was about to see whether customers want to see junk food advertisements on our channels and Web sites.

What type of advertising should Disney engage in?

Option b  is the correct answer.

Disney allowed customers to choose co-creation as the type of advertising to be engaged in its Websites.

What were Disney customers’ evaluations?

Option c is the correct answer.

Disney customers’ evaluations of the company’s Web sites and television channels in terms of whether those products meet their needs and expectations is called customer satisfaction.

Which describes Disney's customer service?

Option a is the correct answer.

Because Disney's employees are empowered, a Disney customer service representative has been given the authority to respond to a complaint about a junk food advertisement by pulling the ad in question and flagging it for review by Disney's marketing team.

Who imposed the rules?

Option c is the correct answer.

Every businessperson at Disney needs to be aware of and comprehend the company's decision to adopt rigorous junk food advertising guidelines.

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By how many packs of cigarettes does quantity demanded decrease due to the excise tax on cigarettes?

Answers

The quantity demanded of cigarettes decreases due to the excise tax imposed on them.

The extent of this reduction varies depending on the specific tax rate and other market factors. Generally, higher excise taxes lead to greater decreases in demand.

As the tax increases the price of cigarettes, consumers are inclined to cut back on their purchases or seek alternatives. This reduction in demand may lead to a decline in cigarette sales and, in some cases, an increase in illegal trade.

Policymakers must strike a balance between public health objectives and potential revenue implications when determining appropriate tax levels on cigarettes.

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Final answer:

The quantity of cigarettes demanded decreases with an excise tax, especially if the demand is elastic. This effect is greater in youth smoking. Taxes aim to raise revenue and reduce consumption, with their effectiveness depending on the elasticity of demand.

Explanation:

The quantity of cigarettes demanded decreases due to an excise tax as a consequence of the demand's elasticity. If cigarette demand is elastic, the quantity of cigarettes smoked reduces substantially with an increase in taxes. This effect is particularly notable among youth smoking, which is more elastic than adult smoking, meaning the quantity of youth smoking will fall by a greater percentage in response to a given percentage increase in price. Taxes on cigarettes aim to raise tax revenue for the government and discourage cigarette consumption. The effectiveness of these taxes, however, depends on how much they actually reduce cigarette consumption. When the cigarette tax is high enough, even if it reduces the quantity sold, it can still raise significant revenue if the reduced consumption is not too drastic.

Rousey, Inc., had a cash flow to creditors of $16,965 and a cash flow to stockholders of $7,559 over the past year. The company also had net fixed assets of $49,705 at the beginning of the year and $57,130 at the end of the year. Additionally, the company had a depreciation expense of $12,252 and an operating cash flow of $51,136.
What was the change in net working capital during the year?

Answers

Answer:

$6,935

Explanation:

Cash flow from assets:

= Cash flow to creditors + Cash flow to shareholders

= $16,965 + $7,559

= $24,524

Cash flow from financial assets = Operating cash flow - Net capital spending - Change in working capital

$24,524 = $51,136 - ($57,130 - $49,705 + $12,252) - Change in working capital

$24,524 = $51,136 - $19,677 - Change in working capital

$24,524 = $31,459 - Change in working capital

Change in working capital = $31,459 - $24,524

                                            = $6,935

Note:

Net capital spending = Net fixed assets at the end - Net fixed assets at the beginning + Depreciation expense

Final answer:

To calculate the change in net working capital for Rousey, Inc., the given financial details were leveraged, revealing a change of $6,935 over the year.

Explanation:

To determine the change in net working capital for Rousey, Inc., during the year, we use the provided financial metrics. First, it's important to understand that net working capital is the difference between a company's current assets and current liabilities. The formula for calculating the change in net working capital is not directly given, but we can infer it through another approach by utilizing the information given on cash flow.

The formula for net investment in fixed assets is:

Net Investment in Fixed Assets = Ending Net Fixed Assets - Beginning Net Fixed Assets + Depreciation

Applying the numbers:

Net Investment in Fixed Assets = $57,130 - $49,705 + $12,252 = $19,677

Then, using the formula for cash flow from assets, which is:

Cash Flow from Assets = Operating Cash Flow - Net Investment in Fixed Assets - Change in Net Working Capital

When rearranged to solve for the change in net working capital, it becomes:

Change in Net Working Capital = Operating Cash Flow - Net Investment in Fixed Assets - Cash Flow to Creditors - Cash Flow to Stockholders

Plugging in the values:

Change in Net Working Capital = $51,136 - $19,677 - $16,965 - $7,559 = $6,935

Therefore, the change in net working capital for Rousey, Inc., during the past year was $6,935.

Which of the following is not a comprehensive basis of accounting other than generally accepted accounting principles?A. Basis of accounting used by an entity to comply with the financial reporting requirements of a government regulatory agencyB. Cash receipts and disbursements basis of accountingC. Basis of accounting used by an entity to file its income tax returnD. Basis of accounting used by an entity to comply with the financial reporting requirements of a lending institution

Answers

Answer:

The correct answer is letter "D": Basis of accounting used by an entity to comply with the financial reporting requirements of a lending institution.

Explanation:

According to the Generally Accepted Accounting Principles (GAAP) income tax accounting, cash basis accounting, modified cash basis of accounting, and basis of accounting to comply with a mandatory governmental authority are valid to prepare financial statements. Any other method is forbidden.

The Green Machine Manufacturing Company has the option to make or buy a component part for one of its lawnmowers. The annual requirement is 30,000 units. A supplier is able to supply the parts for $12.00 per piece. Green Machine estimates that it will cost $1,000 to prepare the contract with the supplier. To make the parts in-house, Green Machine must invest $100,000 in capital equipment. They estimate it will cost $8.50 per piece to produce the part in-house.
1. Carry all calculations out to two decimal places.
A. What is the breakeven quantity?
B. What is the total cost at the breakeven point?
C. What is the cost savings from making the correct decision?

Answers

B. What is the total cost at the break even point.

Classify the given goods according to whether or not they would be included in calculating the GDP for the United States. All goods should be placed. If a country is not specified, you can assume the action is performed in the United States.

Answers

Answer:

ITEMS TO BE INCLUDED IN THE GDP

1. Honda;s assembly and sales of cars in the U.S.

2. Old Navy Purchases mannequins to display clothes

ITEMS NOT TO BE INCLUDED IN THE GDP OF THE UNITED STATES

1. GM's Assembly and sales of cars in Mexico

2.Resale of used textbooks to college students

3. Ocean spray purchases plastic to make bottles

4. Sales of wheat to Mrs. Baird's Bakery

Explanation:

Completion of the Question is as follows:

The following should be placed into  two groups: Group  A represents items to be included in the GDP of the U.S and Group B represents items not be included in the GDP of the U.S.

The Items are as follows:

GM's Assembly and sales of cars in Mexico

Old Navy Purchases mannequins to display clothes

Resale of used textbooks to college students

Ocean spray purchases plastic to make bottles

Honda;s assembly and sales of cars in the U.S.

Sales of wheat to Mrs. Baird's Bakery

Solution

Gross Domestic Product (GDP)

The GDP of a nation is the measure of the market value all finished products, goods and services manufactured or rendered within the borders of a particular country and within a period of time usually one year.

This means that any good produced in another country for instance Germany will not be included in the GDP of the United States. Also, GDP considers only finished goods, hence, intermediate or raw materials for finished goods will also not be included in the GDP calculation.

Based on the explanation, the classification is as follows

ITEMS TO BE INCLUDED IN THE GDP

1. Honda's assembly and sales of cars in the U.S. - The cars were assembled in the United States which is a part of production, hence, they qualify for GDP calculation

2. Old Navy Purchases mannequins to display clothes- The Mannequins were bought as a company's finished products and will not be used to produce any new product. They are already in their finished form

ITEMS NOT TO BE INCLUDED IN THE GDP OF THE UNITED STATES

1. GM's Assembly and sales of cars in Mexico- General Motors assembled the cars in Mexico and this does not qualify as manufactured in the United States.

2.Resale of used textbooks to college students- The textbooks were already calculated for GDP in their year of production, hence, a resale value will not qualify for GDP calculation

3. Ocean spray purchases plastic to make bottles - The plastic purchased represent intermediate goods for further processing of bottles, they are raw materials and not finished goods.

4. Sales of wheat to Mrs. Baird's Bakery - The wheat purchased represent intermediate material for further processing of bread, it is a raw material required to produce a finished product - bread.

Flint corporation reported net income of 391320 in 2017 and had 206000 shares of common stock outstanding throughout the year. Also oustanding all year were 570000 options to purchase common stock at 12 per share. The average market price of the stock druing the year was 15. Compute diluted earnings per share.

Answers

Answer:

$1.23

Explanation:

The computation of the diluted earnings per share is shown below:

Diluted earning per share = Net income ÷ weighted number of common stock outstanding

where,

Net income is $391,320          

Weighted average number of outstanding shares equal to

= 206,000 shares  + 114,000 shares

= 320,000 shares

The 114,000 shares is

= 570,000 ÷ $15 × $12

= 456,000

Now 570,000 - 456,000 = 114,000 shares

So, the diluted earning per share

= $391,230 ÷ 320,000 shares

= $1.23

An increase in the price of a good will a. increase supply. b. decrease supply. c. increase quantity supplied. d. decrease quantity supplied.

Answers

Answer: c. Increase in quantity supplied.

Explanation: an increase in the price of a good would lead to an increase in the quantity of the good supplied. This follows the fundamental economic theory of supply or the law of supply which states that all else being equal, an increase in the price of good and services would lead to a corresponding increase in the quantity of the good or services supplied. This is quite true and the rationale behind it is the potential increase in returns per unit of good sold to the supplier as a result of the increase in price.

Final answer:

An increase in price of a good will increase the quantity supplied. This is because producers find it more profitable to sell the good at higher prices. However, it does not alter the overall supply of the good, which is determined by other factors.

Explanation:

The key to understanding this question lies in the difference between the supply and quantity supplied. In simple terms, 'supply' refers to the amount of goods that producers are willing and able to sell at all possible prices, whereas 'quantity supplied' refers to the amount of goods that producers are willing and able to sell at a specific price.

When the price of a good increases, the quantity that producers are willing and able to sell also increases. This is because at higher prices, it becomes more profitable for producers to make and sell the good, hence they would choose to sell more. Therefore, an increase in price of a good will increase quantity supplied. However, it does not change the overall supply of a good; the supply is determined by other factors such as costs of production, technology, and expectations about future prices.

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On February 18, 2021, Union Corporation purchased 600 IBM bonds as a long-term investment at their face value for a total of $600,000. Union will hold the bonds indefinitely, and may sell them if their price increases sufficiently. On December 31, 2021, and December 31, 2022, the market value of the bonds was $580,000 and $610,000, respectively. Required: 2. & 3. Prepare the adjusting entry for December 31, 2021 and 2022.

Answers

Answer:

Adjusting Entry for decrease in Fair Value of $20,000 from $600,000 to $580,000 on December 31, 2021  

Dr Unrealized Loss on Investment (Other Comprehensive Income) $20,000

Cr Investment (Fair Value Adjustment) $20,000

Adjusting Entry for increase in Fair Value of $30,000 from $580,000 to $610,000 on December 31, 2022

Dr Investment (Fair Value Adjustment) $30,000

Cr Unrealized Gain on Investment (Other Comprehensive Income) $30,000

Explanation:

This investment will be classified as "Available for Sale" as the anticipated sale date is not within the next 12 months. Available for sale long-term investments are recorded at cost when purchased and subsequently adjusted to reflect their fair values at the end of each reporting period. Unrealized holding gains or losses are kept as "other comprehensive income" until the long-term investment has been sold.

It will not be classified as "Held to Maturity Investment" as Union Corporation does not intends to keep this investment until maturity and may sell them if its price increases sufficiently.

Suppose you invested $60 in the Ishares Dividend Stock Fund (DVY). It paid a dividend of $0.70 today and then you sold it for $65. What was your return on the investment? A) 8.25% B) 9.00% C) 9.50% D) 9.75%

Answers

Answer:

C) 9.50%

Explanation:

Given that

The sale price of a share = $65

Purchase price of share = $60

And, the dividend received = $0.70

So, The formula and the computation of the return on investment is shown below:

Return on investment = (Sale price of a share - purchase price of share + dividend received) ÷ (Investment price) × 100

= ($65 - $60 + $0.70) ÷ ($60) × 100

= ($5.70) ÷ ($60) × 100

= 9.50%

Ryan Olson organized a new company, MeToo, Inc. The company provides networking management services on social network sites. You have been hired to record the following transactions. a. May 1: Issued 850 shares of common stock to investors for $20 per share. b. May 15: Borrowed $46,500 from the bank to provide additional funding to begin operations; the note is due in two years. c. May 31: Paid $4,800 for a one-year fire insurance policy with coverage starting June 1. TIP: For convenience, simply record the full amount of the payment as an asset (Prepaid Insurance). At the end of June, this account will be adjusted to its proper balance. d. June 3: Purchased furniture for the store for $22,600 on account. The amount is due within 30 days. e. June 5: Placed advertisements in local college newspapers today for a total of $715 cash. f. June 9: Provided services for $605 cash. g. June 14: Made full payment for the furniture purchased on account on June 3.

Answers

Answer:

MeToo, Inc.

Journal Entries

Sr. No                       Accounts                         Dr.                  Cr.

May 1               Cash                                17000

                         Common Stock                                       17000

Issued 850 shares of common stock to investors for $20 per share

May 15:              Cash                         46,500

                                 Notes Payable                               46,500

Borrowed $46,500 from the bank to provide additional funding to begin operations; the note is due in two years.

May 31:            Prepaid Insurance          4800

                                     Cash                                           4800

Paid $4,800 for a one-year fire insurance policy with coverage starting June 1. TIP: For convenience, simply record the full amount of the payment as an asset (Prepaid Insurance). At the end of June, this account will be adjusted to its proper balance.

June 3:               Furniture                  22600

                                     Accounts Payable                       22600

Purchased furniture for the store for $22,600 on account. The amount is due within 30 days.

June 5:                    Advertisement         715

                                               Cash                                  715

Placed advertisements in local college newspapers today for a total of $715 cash.

June 9:                 Cash                            605

                                             Services Revenue            605

Provided services for $605 cash.

June 14:              Accounts Payable             22600

                                     Cash                                         22600

Made full payment for the furniture purchased on account on June 3.

June 30                   Insurance Expense           400

                                      Prepaid Insurance                      400

$ 4800/12 = $ 400 adjustment of one month insurance expense.

Rahul needs a loan and is speaking to several lending agencies about the interest rates they would charge and the terms they offer. He particularly likes his local bank because he is being offered a nominal rate of 10%. But the bank is compounding bimonthly (every two months). What is the effective interest rate that Rahul would pay for the loan?

a. 10.603% b. 10.426% c. 10.609% d. 10.285%

Answers

Answer:

b. 10.426%

Explanation:

Using the attached formula, convert the nominal rate to effective annual rate

m in the formula is the number of compounding periods per year; 12/2 = 6 in this case.

APR is the nominal rate which is 10%.

Next, plug in the numbers to the formula as shown below;

EAR = [tex][1+\frac{0.10}{6}]^{6} -1[/tex]

EAR = 1.10426-1

EAR = 0.10426 or 10.426% as a percentage

Hence choice B is correct.

Final answer:

The effective interest rate for the loan is 10.603% . To calculate the effective interest rate for a loan with a nominal rate of 10% compounded bimonthly, we can use the formula.

Explanation:

To calculate the effective interest rate for a loan with a nominal rate of 10% compounded bimonthly, we can use the formula:
Effective Interest Rate = (1 + (Nominal Interest Rate / Number of Compounding Periods))^Number of Compounding Periods - 1
In this case, the nominal interest rate is 10% and the compounding is done bimonthly, which means there are 6 compounding periods in a year. Plugging these values into the formula, the effective interest rate is:
Effective Interest Rate = (1 + (0.10 / 6))^6 - 1 = 0.10603 or 10.603%

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"For Adams Company, the predetermined overhead rate is 70% of direct labor cost. During the month, $54,000 of factory labor costs are incurred, of which $16,000 is indirect labor. Actual overhead incurred was $30,900. What amount of overhead should be debited to the Work in Process Inventory account?"

Answers

Answer:

Overhead of $26,600 should be debited to the Work in Process Inventory account.

Explanation:

Predetermined overhead rate = 70% of direct labor cost

Direct labor cost = Total factory labor cost - Indirect labor cost

Direct labor cost = $54,000 - $16,000 = $38,000

Overhead cost allocated to work in process = $38,000 x 70%

Overhead cost allocated to work in process = $26,600

Overhead of $26,600 should be debited to the Work in Process Inventory account.

The best new product ideas are based on _____, which serve as the heart of the concept generation process. channel desires manufacturing efficiencies profit goals customer problems

Answers

Answer:

customer problems

Explanation:

Customer problems -

The problems of the consumers are the main aspect by which the idea about any new product can be laid down .

As the likes and dislikes for the particular product , makes the product a hit or miss .

As if the consumers like the goods and service s, the production of the product would increase an msd the profit earned by the company will also increase , and vice versa .

Hence , from the given statement of the question,

The correct option is customer problems.

What rate of interest with continuous compounding is equivalent to 8% per annum with monthly compounding?

Answers

Answer:

8.30% is the rate of interest with continuous compounding is equivalent to 8% per annum with monthly compounding

Explanation:

Per annual rate = r = 8% = 0.08

Numer of compounding = m

Compounding Interest rate = ( ( 1 + r / m )^m ) - 1

Compounding Interest rate = ( ( 1 + 0.08 / 12 )^12 ) - 1

Compounding Interest rate = 0.0829995

Compounding Interest rate = 0.083

Compounding Interest rate = 8.30%

So, 8.30% is the rate of interest with continuous compounding is equivalent to 8% per annum with monthly compounding.

Kennedy Company reports the following costs and expenses in May. Factory utilities $ 13,500 Direct labor $79,100 Depreciation on factory Sales salaries 48,400 equipment 12,650 Property taxes on factory Depreciation on delivery trucks 3,800 building 2,500 Indirect factory labor 48,900 Repairs to office equipment 1,300 Indirect materials 70,800 Factory repairs 2,000 Direct materials used 157,600 Advertising 23,000 Factory manager's salary 8,000 Office supplies used 2,640 Instructions From the information, determine the total amount of: (a) Manufacturing overhead. (b) Product costs. (c) Period costs.

Answers

Answer:

(a) $158,350

(b) $395,050

(c) $79,140

Explanation:

(a) Manufacturing overhead:

= Factory utilities + Depreciation on factory equipment + Indirect factory labor +  Indirect materials + Factory manager's salary + Property taxes on factory building + Factory repairs

= $ 13,500 + $12,650 + 48,900 + 70,800 + 8,000 + 2,500 + 2,000

= $158,350

(b) Product costs:

= Total Manufacturing overhead + Direct material used + Direct labor

= $158,350 + $157,600 + $79,100

= $395,050

(c) Period cost:

= Depreciation on delivery truck + Sales salaries + Repairs to office equipment + Advertising + Office supplies used

= 3,800 + 48,400 + 1,300 + 23,000 + 2,640

= $79,140

Final answer:

The total amount of manufacturing overhead is $139,850. The product costs total $236,700. The period costs amount to $84,140.

Explanation:

To determine the total amount of manufacturing overhead, we need to add up all the indirect costs associated with the factory. These include factory utilities, indirect factory labor, indirect materials, depreciation on factory equipment, property taxes on the factory building, and factory repairs. Adding up these costs gives us a total of $139,850.

The product costs include direct labor, direct materials, and manufacturing overhead. So to calculate the product costs, we need to add these three amounts together. Direct labor is $79,100 and direct materials used is $157,600. Adding these two amounts gives us a total of $236,700. Finally, to determine the period costs, we need to sum up all the non-manufacturing expenses, which include sales salaries, advertising, repairs to office equipment, office supplies used, and the factory manager's salary. These costs add up to $84,140.

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An insurer sells a very large number of policies to people with the following loss distribution: $100,000 with probability 0.005 $ 60,000 with probability 0.010 Loss = $ 20,000 with probability 0.020 $10,000 with probability 0.05 $0 with probability 0.915 a. Calculate the expected claim cost per policy b. Assume claims are paid one year after premiums are received and that the in terest rate is 6 percent. Calculate the dis- counted expected claim cost per policy c. Assume that the only administrative cost is the cost of processing an application, which equals $100 per policy, and that the fair profit loading is $50. What is the fair premium?

Answers

Answer:

a) $2000

b)  $1,886.7925

C) $2,036.7925

Explanation:

First, the question states to determine the expected claim cost per policy

Expected Claim Cost represents the fund required to be paid by an insurer for a particular contract or a group of contracts as the case maybe. This is usually based on the policy taken.

A) Expected Claim Cost per policy

= (Policy Loss Value A x its probability) + (Policy Loss Value B x its probability) + (Policy Loss Value C x its probability)+(Policy Loss Value D x its probability)+ (Policy Loss Value E x its probability)

= ( (100000 x 0.005 )+ (60000 x 0.010) + (20000 x 0.02) + (10000 x 0.05) + 0 = $2000

Part B: discounted expected claim cost per policy

Since, the sum of $2000 is expected to be paid by the insurer by the end of the year, the interest to be earned based on the rate  (discounting used)

=$2,000 ÷ (1  + 0.06)

= $1,886.7925

Part C:: Determine the Fair Premium

Fair Premium is calculated as follows

The discounted policy claim cost + the Processing Cost per application + The fair profit loading

= $1,886.7925+ $100+50 = $2,036.7925

A municipal bond carries a coupon rate of 8.00% and is trading at par. What would be the equivalent taxable yield of this bond to a taxpayer in a 40% combined tax bracket? (Round your answer to 2 decimal places.)

Answers

Answer:

13.33%

Explanation:

The computation of the equivalent taxable yield is shown below:

Data provided in the question

Coupon rate = 8%

Combined tax bracket = 40%

So, the equivalent taxable yield by using the above information is

= (Coupon rate) ÷ (1 - tax rate)

= 8% ÷ 1 - 0.40

= 8% ÷ 0.60

= 13.33%

Basically we divide the coupon rate by the percentage after considering the tax rate

Final answer:

The equivalent taxable yield for a municipal bond with an 8% yield for an investor in a 40% tax bracket is 13.33%. This is calculated by dividing the bond's yield by (1 - tax rate). The value of tax-exemption rises with the taxpayer's tax bracket.

Explanation:

To calculate the equivalent taxable yield of a municipal bond for an investor in a 40% combined tax bracket, you would divide the tax-exempt yield (in this case 8.00%) by 1 minus the tax rate (in this case 0.40). Hence, the equivalent taxable yield would be calculated as 8.00%/(1-0.40)= 13.33%. So, for an investor in a 40% tax bracket, a municipal bond yielding 8% would be equivalent to investing in a taxable bond or investment yielding 13.33%. It is important to note that the value of the tax exemption is more pronounced the higher the taxpayer's marginal tax bracket.

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The present value of a stream of cash flows is just the sum of the present values of each individual cash flow. True False

Answers

Answer:

True

Explanation:

In order to find the Present value of multiple cash flows, each cash flow must be discounted to a same point in time and then added together.

Present Value

= (Cash flow 1)/(1 + r)^t1 + (Cash flow 2)/(1 + i)^t2 + (cash flow 3)/(1+i)^t3...... + (Cash flow N)/(1+i)^n

Therefore, The statement is True.

Final answer:

The present value of a stream of cash flows is the sum of the present values of each individual cash flow. This is a common principle in financial mathematics often referred to as the principle of value additivity. Each cash flow is discounted to its present value individually, and then these values are added together.

Explanation:

The statement that the present value of a stream of cash flows is just the sum of the present values of each individual cash flow is indeed true. In financial mathematics, this principle is often referred to as the principle of value additivity. Essentially, when calculating the present value of multiple cash flows, each cash flow is discounted to its present value, and then these values are added together. This results in the total present value of the stream of cash flows. For instance, if we have a stream of cash flows of $1000 in one year, and another $1000 in two years, and we're discounting at a rate of 5%, we would calculate the present value of each cash flow individually and then sum them up. The present value of the cash flow in one year would be $1000/(1+0.05) = $952.38, and the present value of the cash flow in two years would be $1000/(1+0.05)^2 = $907.03. Summing these up gives a total present value of $952.38 + $907.03 = $1859.41.

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Sue is a small business owner who often gives gifts to clients. She gives a $40 gift to her client, Mr. Smith, and his wife. Sue spent $6 to wrap the gift. She also gave out 400 calendars with her company name on them. Each calendar cost $1. Sue also gave her secretary a $370 watch for his 10 years of service. How much of the above expenses may she deduct? a. None of these b. $446 c. $795 d. $816 e. $801

Answers

Answer:

total amount of expenses =  $801

so correct option is e. $801

Explanation:

given data

gift to client = $40

wrap the gift =  $6

calendar cost =  $1

calendar = 400

watch = $370

solution

we get here Calendar cost that is

Calendar cost = 400 × $1

Calendar cost = $400

and

we know that deduction limit of gift that is given t the another person is =  $25

so here total amount of expenses

total amount of expenses =  $25 + $6 + $370 + $400

total amount of expenses =  $801

and it may be deducted

MeasuresPenno Corporation recorded service revenues of $200,000 in 2017, of which $170,000 were on credit and $30,000 were for cash. Moreover, of the $170,000 credit sales for 2017, Penno collected $20,000 cash on those receivables before year-end 2017. The company also paid $25,000 cash for 2017 wages. Its employees also earned another $20,000 in wages for 2017, which were not yet paid at year-end 2017. Compute the company’s net income for 2017.

Answers

Answer:

$155,000

Explanation:

Given that,

Service revenues in 2017 = $200,000

Credit sales for 2017 = $170,000

Company also paid cash for 2017 wages = $25,000

Wages for 2017 not paid yet in cash = $20,000

Therefore,

Net income for 2017:

= Service revenues in 2017 - Cash paid for wages - Wages not paid yet in cash

= $200,000 - $25,000 - $20,000

= $155,000

Hence, the company’s net income for 2017 is $155,000.

The net income for 2017 is $155,000.

The calculation is as follows:

= Service revenues in 2017 - Cash paid for wages - Wages not paid yet in cash

= $200,000 - $25,000 - $20,000

= $155,000

Hence, we can conclude that the company’s net income for 2017 is $155,000.

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