A car loan requiring quarterly payments carries an APR of 8%. What is the effective annual rate of interest?

Answers

Answer 1

Answer:

Effective annual rate 8.24%

Explanation:

We solve for the effective rate by calcualte how much is the value of the APR with quarterly compounding.

[tex](1+\frac{APR}{M} )^m = 1 + EAR[/tex]

[tex](1+0.08/4)^4 = 1+ EAR\\(1+0.08/4)^4 -1 = EAR\\\\EAR = 0.08243216[/tex]

Answer 2

Final answer:

The Effective Annual Rate (EAR) for an 8% APR with quarterly compounding is approximately 8.24%, which is higher than the nominal APR due to the effects of compound interest.

Explanation:

The student's question pertains to the conversion of an Annual Percentage Rate (APR) to the Effective Annual Rate (EAR) of interest when payments are made quarterly. APR represents the nominal interest rate provided on a yearly basis without taking into account the effect of compounding within the year. However, when an APR is given, and payments or interest compounding occur more frequently than annually, the actual interest rate is higher than the nominal rate due to the effects of compound interest. To determine the EAR, one must take into account the frequency of compounding.

The formula to calculate the Effective Annual Rate when interest is compounded quarterly is EAR = (1 + APR/n)ⁿ - 1, where 'APR' is the annual percentage rate and 'n' is the number of times interest is compounded per year. For quarterly compounding, n = 4.

To calculate the EAR for an 8% APR compounded quarterly: EAR = (1 + 0.08/4)⁴ - 1. Doing the calculation: EAR = (1 + 0.02)⁴ - 1, EAR = 1.08243216 - 1, EAR = 0.08243216, or an effective annual rate of about 8.24%.

Therefore, although the APR is 8%, the actual interest accrued over a year due to quarterly compounding will be slightly higher at approximately 8.24%. This is the effective annual rate of interest that the borrower would experience.


Related Questions

On February 1, 2017, Pat Weaver Inc. (PWI) issued 10%, $1,000,000 bonds for $1,116,000. PWI retired all of these bonds on January 1, 2018, at 102 for total proceeds of $1,020,000. Unamortized bond premium on that date was $92,800. How much gain or loss should be recognized on this bond retirement

Answers

Answer:

$72,800

Explanation:

Book value:

= Value of bonds + Unamortized bond premium

= $1,000,000 + $92,800

= $1,092,800

Paid at redemption:

= 102% of value of bonds

= 102% × $1,000,000

= $1,020,000

Gain on bond retirement:

= Book value -  Paid at redemption

= $1,092,800 - $1,020,000

= $72,800

Therefore, gain should be recognized on this bond retirement will be $72,800.

Assume you sold short 100 shares of common stock at $50 per share. The initial margin is 60%. What would be the maintenance margin if a margin call is made at a stock price of $60?

Answers

Answer:

Maintenance margin at $60=[tex]\frac{\$8000-\$6000}{\$6000} =0.333=33.3\%[/tex]

Explanation:

Given Data:

Number of shares=100 shares

Cost per share=$50

Initial margin=60%=0.6

Required:

The maintenance margin if a margin call is made at a stock price of $60=?

Solution:

Cost of shares=100*50=$5000

Cost with initial margin=$5000*0.6=$3000

Total cost of shares=$5000+$3000=$8000

Cost of shares at $60=100*60=$6000

Maintenance margin at $60=[tex]\frac{Total\ cost\ of\ shares-Cost\ of\ shares\ at\ \$60}{Cost\ of\ shares\ at\ \$60}[/tex]

Maintenance margin at $60=[tex]\frac{\$8000-\$6000}{\$6000} =0.333=33.3\%[/tex]

Final answer:

When you sold short 100 shares at $50 with a 60% margin, you deposited $3000 to your margin account. A margin call at a stock price of $60 indicates that the equity in the margin account has decreased due to the increase in share price. The maintenance margin would be 50% in this case.

Explanation:

In Finance and Investment studies, when you sold short 100 shares of common stock at $50 per share, the initial total value of these shares is $5000. With the initial margin at 60%, you would have had to deposit $3000 into your margin account. A margin call is made when the equity in the margin account falls below the maintenance margin. It is made to request that you deposit more cash or sell some of the securities held in the margin account. In this case, if a margin call is made at a stock price of $60, it means that the equity in the margin account has dropped to a certain point due to the increase in share price ($6000 in this case as each share is now worth $60).

To calculate the maintenance margin, subtract the equity in the margin account from the new total value of the stocks and divide the result by the new total value of the stocks. That is, (($6000-$3000)/$6000) which is 50%.

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Sobota Corporation has provided the following partial listing of costs incurred during August:

Marketing salaries $ 51,900
Property taxes, factory $ 10,300
Administrative travel $ 105,000
Sales commissions $ 52,400
Indirect labor $ 44,100
Direct materials $ 172,600
Advertising $ 144,000
Depreciation of production equipment $ 48,300
Direct labor $ 94,500


Required:
a. What is the total amount of product cost listed above?
b. What is the total amount of period cost listed above?

Answers

Answer:

a. The total amount of product cost is $369,800

b. The total amount of period cost is  $353,300

Explanation:

 Product costs are costs that are directly incurred in the production of goods. Products costs are traceable to production of goods. Examples of products costs are direct material cost and direct labor cost.

In contrast, period costs are costs that are incurred on the general affairs of the business. They are not related to production of goods. They are incurred on administering a business. Example includes salaries paid to directors of a company

Total amount of product cost                                       $                                                                          

Property taxes, factory                                               10,300

Indirect labor                                                               44,100

Direct materials                                                           172,600

Depreciation of production equipment                     48,300

Direct labor                                                                 94,500

                                                                                    369,800

Total amount of period cost:                                       $

Marketing salaries                                                     51,900

Administrative travel                                                  105,000

Sales commissions                                                     52,400

Advertising                                                                 144,000

                                                                                    353,300

     

Foreign currencies that are deposited in banks outside the home country are known as A. Eurobond. B. Eurocurrencies. C. foreign bonds. D. Eurodollars.

Answers

Answer: option (B). Eurocurrencies

Explanation: Euro currency is currency deposited by nationals governments or corporations, outside of its home market. Eurocurrency is a currency commonly held in banks located outside of the country which issues the currency. Moreover is is pertinent to note that the term Eurocurrency applies to any currency and to banks in any country. Having Euro doesn’t mean the transaction has to involve European countries.

Eurocurrency is when an institution uses money from another country, but not in the originating country’s home market, and despite the name, Eurocurrency can involve any currency. For example Nigeria Naira deposited at a bank in United state is Eurocurrency.

If a country experiences a rise in prices but produces the same quantity of output as in the previous year, its nominal GDP will _____ and its real GDP will _____.

Answers

Answer:

Increases

Stays the same

Explanation:

Nominal GDP is output produced by a country multiplied by current year prices.

Real GDP is output produced by a country multiplied by base year prices. The real GDP adjusts for the effects of inflation.

I hope my answer helps you

​________ represents a debt owed for renting a building.A.Rent PayableB.Rent ExpenseC.Rent RevenueD.Prepaid Rent

Answers

Answer:

A. Rent Payable

Explanation:

Rent Payable refers to an expense which is certain and is to be paid in future. It represents a debt in the sense that it is an obligation which is required to be met in the near future.

The journal entry for rent payable is recorded as follows,

Rent A/C                                                       Dr.

     To Rent Payable A/C

(Being rent payable recorded)

Rent Payable A/C is a liability while rent is an expense. Expenses are debited and liabilities are credited so as to recognize them.

Final answer:

Rent Payable represents a debt owed for renting a building; it is a liability that reflects the obligation to pay for building use in a future period.

Explanation:

The term that represents a debt owed for renting a building is Rent Payable. This is because it is an obligation that the company has to pay for the use of a building for a certain period. Rent payable is a liability on the balance sheet and differs from rent expense, which reflects the cost of rent that has already been used up during an accounting period. Rent Revenue is what a company earns from renting out property, whereas Prepaid Rent represents rent payments made in advance for future periods.

Robertson Properties, a large commercial property management firm, orders cleaning supplies directly from the manufacturer of those products. This purchase is part of the _______ market. a. business-to-consumer b. business-to-business c. competitive consumer

Answers

Answer:

The correct answer is letter "B": business-to-business.

Explanation:

Business-to-business (B2B) transactions are those held among companies. These relationships are typically seen in supply chains where one company depends on another or simply when a company needs services from other entity that is actually not a final user of the products the company is dedicated to offering.

Answer: B. Business-to-business

Explanation: Business-to-business (B2B or B to B) markets are those that involve trades and transactions between businesses, businesses rather than between a business and individuals or governments as the case may be. By ordering supplies to be utilized in the management business of Robertson Properties shows that it is a transaction between two business. B2B markets encompasses transactions between manufacturer and wholesaler, or a wholesaler and a retailer. B2B markets are mostly common common in a typical supply chain, automobile industries, manufacturing, service providers etc.

Daria, age 28, is very short, has an abnormally small jaw, and her neck has extra folds of skin. She has never ovulated and has underdeveloped breasts. Daria displays the markers of ______ syndrome.

Answers

Answer:

Noonan Syndrome.

Explanation:

Daria displays the markers of Noonan syndrome.

Noonan Syndrome are genetic disorder with different abnormality, it evident since birth in most of cases. Range and severity may vary from person to person. It is caused by pathogenic variants. In 30 percent of infant with Noonan syndrome, may have abnormal opening in septum that divide upper chamber of heart. Noonan syndrome have affected more males than females. It was first reported in 1883.

Treatment of noonan syndrome is depend upon the specific complication of individuals.

An investment pays $400 in one year, X amount of dollars in two years, and $500 in three years. The total present value of all the cash flows (including X) is equal to $1,500. If i is 6 percent, what is X?

Answers

Answer:

X = 789.70

Explanation:

we solve for X considerign each deposit is discounted at the given rate using the lump sum formula:

[tex]\frac{Maturity}{(1 + rate)^{time} } = PV[/tex]

[tex]\frac{400}{1.06}+\frac{X}{1.06^2} +\frac{500}{1.06^3} = 1,500\\X= (1,500 - \frac{400}{1.06} - \frac{500}{1.06^3}) \times 1.06^2[/tex]

X = 789.7018868

Final answer:

To find the cash flow amount in the second year (X) in this present value calculation, you should calculate the present values of the known cash flows for years 1 and 3, subtract that sum from the total present value, and then adjust for the present value calculation for year 2.

Explanation:

This question involves the concept of present value in finance. The present value formula is a way to determine the current worth of a future sum of money, given a specified rate of return. This problem is asking you to find the amount in the second year (X) using the condition that the total present value is $1,500.

Using the Present Value (PV) formula PV = CF / (1 + r)^n where CF is cash flow, r is rate of interest, and n is number of years, the given conditions can be written as follows:

PV for year 1: 400 / (1 + 0.06)^1PV for year 2: X / (1 + 0.06)^2PV for year 3: 500 / (1 + 0.06)^3

The sum of these present values should be $1,500, so to find X, you should sum the PVs for years 1 and 3, subtract that sum from $1,500, and then adjust for the present value calculation for year 2. So, X = [$1,500 - (PV for year 1 + PV for year 3)] x (1 + 0.06)^2

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Seth appears to be taken aback by the number of files on his desk and his coworker’s comments about his boss. This reaction depicts the _______ stage of the socialization process.

Answers

Answer:

ENCOUNTER

Explanation:

Seth appears to be taken aback by the number of files on his desk and his coworker’s comments about his boss. This reaction depicts the Encounter stage of the socialization process.

Country Furniture Company manufactures furniture at its? Akron, Ohio, factory. Some of its costs from the past year? include:

Depreciation on sales office

?$ ? 9,000

Depreciation on factory equipment

? 16,000

Factory supervisor salary

? 50,500

Sales commissions

? 23,000

Lubricants used in factory equipment

? 3,000

Insurance costs for factory

? 21,000

Wages paid to maintenance workers

? 115,000

Fabric used to upholster furniture

? 10,000

Freightminus?in

?(on raw? materials)
? 3,000

Costs of delivery to customers

? 9,000

Wages paid to
assemblyminus?line

workers
? 155,500

Lumber used to build product

? 82,000

Utilities in factory

? 54,500

Utilities in sales office

? 26,500

Product costs for Country Furniture Company totaled

A.

?$370,000.

Your answer is not correct.

B.

?$486,500.

C.

?$526,500.

D.

?$510,500.

Answers

6969696969696696969696969686

Apex Systems Co. offers its services to residents in the Seattle area. Selected accounts from the ledger of Apex Systems Co. for the fiscal year ended December 31, 2016, are as follows:


Bart Nesbit, Capital

Dec. 31 91,200 Jan. 1 (2016) 1,340,000

Dec. 31 356,000

Bart Nesbit, Drawing

Mar. 31 22,800 Dec. 31 91,200

June 30 22,800

Sept. 30 22,800

Dec. 31 22,800

Income Summary

Dec. 31 1,437,000 Dec. 31 1,793,000

Dec. 31 356,000


Prepare a statement of owner’s equity for the year. No additional investments were made during the year. If a net loss has been incurred or there has been a decrease in owner’s equity, enter that amount as a negative number using a minus sign. Be sure to complete the statement heading. Refer to the list of Labels and Amount Descriptions for the exact wording of the answer choices for text entries.

Answers

Answer:

Explanation:

The preparation of the statement of stockholders' equity at the end of the year is presented below:

                                          Apex Systems Co.

                             Statement of stockholders' equity  

                            For the fiscal year ended December 31, 2016

Particulars                  Common Stock          

Beginning

Balance                      $1,340,000

Add: Net income       $356,000    

Less:

Bart Nesbit, Drawing  -$91,200

Ending balance          $1,604,800                

                       

Final answer:

The Statement of Owner's Equity for Apex Systems Co. for the fiscal year ending December 31, 2016 begins with initial capital of $1,340,000, subtracts $91,200 in drawings and a $356,000 net loss from the income summary, leading to an ending capital of $892,800.

Explanation:

In the preparation of a Statement of Owner's Equity for Apex Systems Co., various information derived from the given accounts are utilized. Starting with Bart Nesbit's capital at the beginning of the year, which is $1,340,000. The drawings made by Bart Nesbit throughout the year, which totals to $91,200, must be subtracted from this initial capital. The income for the company for the year totaled $1,437,000 but it was offset by a deduction of $1,793,000 (the expenses or losses), inducing a net loss of $356,000. This net loss also gets subtracted from the initial capital. This means that Bart Nesbit's capital at the end of the year comes out to be $892,800 ($1,340,000 - $91,200 - $356,000).

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The costs incurred in the inspection of final products or services is an example of​ a(n) ________. AN. internal failure cost B. appraisal cost C. external failure cost D. prevention cost

Answers

Answer:

The correct answer is letter "B": appraisal cost.

Explanation:

Appraisal costs are the expenditures incurred by a company as part of the quality control process. Those fees are paid for the inspection of the products being sold before they each end-users so defects can be detected if there is any. Providing customers with faulty goods can cause the company being imposed lawsuits or penalties that end up being more expensive than appraisal costs.

Which of the following is NOT a form of countertrade?a. Barterb. Offsetc. Counterpurchased. Kaizen blitz

Answers

Answer:

d. Kaizen blitz

Explanation:

Counter trade refers to a kind of international trade wherein goods and services are exchanged in return for goods and services instead of payment via a currency.

There are three types of countertrades namely,

Barter OffsetCounterpurchase

Barter is the oldest form of trade wherein goods were exchanged for goods. Offset is a countertrade wherein transactions are set off in future or off set. In counter purchase both parties agree to purchase and sell goods to one another under different contracts.

Kaizen Blitz isn't a form of counter trade.

People often trade items. The option that is not a form of countertrade is Kaizen blitz.

Countertrade is the act of exchanging goods or services that has been paid for, with other goods or services, instead of with money.

There are a lot of types of countertrade. They are;

BarterCounter purchaseCompensation tradeSwitch tradingOffsets etc.

Conclusively, Kaizen blitz is not a countertrade as the term is not related to it at all

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You are evaluating the balance sheet for Cypress Corporation. From the balance sheet you find the following balances:Cash and marketable securities = $610,000, Accounts receivable = $810,000, Inventory = $510,000, Accrued wages and taxes = $51,000, Accounts payable = $201,000, and Notes payable = $1,010,000. What is Cypress's net working capital?

Answers

Final answer:

Cypress Corporation's net working capital is calculated by subtracting its current liabilities from its current assets, resulting in a net working capital amount of $668,000.

Explanation:

To calculate the net working capital for Cypress Corporation, we need to subtract the current liabilities from the current assets. The current assets are the sum of cash and marketable securities ($610,000), accounts receivable ($810,000), and inventory ($510,000), which totals to $1,930,000. The current liabilities are the sum of accrued wages and taxes ($51,000), accounts payable ($201,000), and notes payable ($1,010,000), amounting to $1,262,000. Therefore, the net working capital for Cypress Corporation is $1,930,000 - $1,262,000 = $668,000.

Net working capital is an important measure of a company's liquidity and its ability to meet short-term obligations. It is calculated as current assets minus current liabilities.

Assume the company is considering investing in a new machine that will increase its fixed costs by $40,500 per year and decrease its variable costs by $9 per unit. Prepare a forecasted contribution margin income statement for 2020 assuming the company purchases this machine.

Answers

Answer:

Explanation:

*Data is incomplete a similar question is attached with the answer and answer is made accordingly.

                                                Hundson Co

                 Forecasted Contribution Margin Income Statement

                          For year ended December 31, 2017

                                                                   $

Sales (9600 x 225)                           2,160,000

Variable Cost (9600 x (180-9))          1,641,600

Contribution Margin                             518,400

Fixed Cost (324,000+40,500)           364,500

Pretax Income                                      153,900

Final answer:

The new machine will increase fixed costs by $40,500 per year, but decrease variable costs by $9 per unit. This will increase the contribution margin per unit, i.e., each unit sold will provide more towards covering fixed costs and profit. The decision may be beneficial if the total savings in variable costs outweigh the increased fixed costs, emphasizing the role of sales volume.

Explanation:

In order to prepare the forecasted contribution margin income statement for 2020, we need further information such as the selling price per unit, the current fixed and variable costs, and the projected sales volume for 2020. However, we can discuss how the new changes will affect the contribution margin.

The machine will add $40,500 to fixed costs per year but will decrease variable costs by $9 per unit. The contribution margin per unit, which is sales price per unit minus variable cost per unit, will increase as a result of lower variable costs associated with each unit. This means each unit sold will contribute more towards covering the fixed costs and towards profit.

Despite the increase in fixed costs due to the machine, the decision might be favorable if the total savings in variable costs exceed the increase in fixed costs (i.e., if $9 times the number of units sold is greater than $40,500), showing the importance of sales volume in this decision.

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Kinglinks, a cereal manufacturer, wants to promote its new line of protein bars to its target customers using a nonpersonal form of communication.
Kinglinks is least likely to rely on _____ as a means of communication.

A. advertising
B. direct marketing
C. sales promotion
D. public relations

Answers

Answer:

B. direct marketing

Explanation:

A non personal form of communication is a type of marketing that directed information to the public (non one to one communication) without a means of feedback.

Advertising is a marketing strategy directed to the public (target customers) letting them aware of the new products or an existing products to enhance increase in purchase.

Direct marketing is a one to one form of marketing which Kinglinks will not be doing.

Therefore, Kinglinks is least likely to rely on direct marketing as a means of communication.

J. Morgan and M. Halsted are partners who share income and loss in a 3:1 ratio. After several unprofitable periods, the two partners decided to liquidate their partnership. The current period's income or loss is closed to the partners' capital accounts according to the sharing agreement. Immediately before liquidation, the partnership balance sheet shows: land, $100,000; accounts payable, $80,000; J. Morgan, Capital, $15,000; and M. Halsted, Capital, $5,000. On January 15, the land was sold for $110,000 cash. On January 16, the partnership settled its liabilities. On January 31, the remaining cash was distributed to the partners. Prepare the January 15 journal entry for the partnership to record the sale of the land. Note: Enter debits before credits. Date General Journal Debit C

Answers

Answer:

cash   110,000 debit

  land                   100,000 credit

  gain at disposal  10,000 credit

--to reocrd teh sale of land--

accounts payable 80,000 debit

               cash               80,000 credit

--to record the payment of liabilities--

gain at disposal 10,000 debit

                Morgan           7,500 credit

                Halsted          2,500 credit

--to distribute the gain from sale--

Morgan 22,500

Haslted    7,500

   Cash                30,000

--to liquidate the partnership--

Explanation:

ratio 3:1 (3+1=4)

Morgan  15000 share of 3/4 = 75%

Halsted   5000 share of 1/4 = 25%

there is gain of 10,000 in the sale distribute as follow

Morgan 10,000 x 75% =  7,500

Halsted 10,000 x 75% =   2,500

Now we close the account against cash

Determine the current ratio if current assets total $150,000, non-current assets are $205,000, current liabilities total $60,000, long-term liabilities total $80,000, and shareholder’s equity totals $215,000.

Answers

Answer:

The current ratio is 2.5:1

Explanation:

The current ratio is a relationship of the current assets and the current liabilities, and is normally expressed as a percentage.

Based on the  data provided in the question, it is calculated as under:

Total Current assets                  $ 150,000

Total Current Liabilities             $  60,000

The current assets are two and a half times of the current liabilities. Using the lower figure as a base. the current assets are ratio comes out to be

2.5 : 1.

Premium Company makes cardboard boxes. During the most recent accounting period Premium paid $60,000 for raw materials, $48,000 for labor, and $52,000 for overhead costs that were incurred to make boxes. Premium Company started and completed 400,000 boxes. Premium desires to earn a gross margin that is equal to 40% of product cost. Based on this information the selling price per box is: a. $0.40 b. $0.56 c. $0.50 d. $0.70

Answers

Answer:

The correct answer is B.

Explanation:

Giving the following information:

Raw material= $60,000

Direct labor= $48,000

Overhead= $52,000

Premium Company started and completed 400,000 boxes.

First, we need to calculate the total manufacturing cost and unitary cost:

Total cost= Direct material + direct labor + overhead

Total cost= 60,000 + 48,000 + 52,000= 160,000

Unitary cost= 160,000/400,000= $0.4 per box

Now, we can calculate the selling price:

Selling price= Unitary cost*mark up= 0.4*1.40= $0.56

Accounts receivable had a debit balance of $10,000 at the beginning of the period, and a debit balance of $6,000 at the end of the period.
Based on this information, the adjustment to net income for the period will be reported as:

A) an increase of $2,000 which will be subtracted from net income
B) a decrease of $2,000 which will be subtracted from net income
C) an increase of $2,000 which will be added to net income
D) a decrease of $2,000 which will be added to net income

Answers

D. a decrease of 2,000 which will be added to net income

Seasonal patterns A. cannot be predicted.B. are multiyear runs of observations above or below the trend line.C. reflect a shift in the time series over time.D. are regular repeated patterns.

Answers

Answer:

The correct answer is letter "D": are regular repeated patterns.

Explanation:

In statistics, seasonal patterns are a group of components that tend to repeat their behavior over specific intervals. Those intervals are likely to be one year. Seasonal patterns oppose to cyclical patterns because the latter identifies repeated behavior over intervals that sometimes can be long or some times short.

What's the present value of $1,700 discounted back 5 years if the appropriate interest rate is 6%, compounded monthly? a. $1,335.95 b. $1,298.14 c. $1,398.97 d. $1,411.57 e. $1,260.33

Answers

Answer:

e. $1,260.33

Explanation:

If the annual rate is 6%, the monthly interest rate 'r' is:

[tex]r= \frac{6\%}{12}=0.5\%[/tex]

The present value 'P' of an investment 'F', discounted at a monthly rate 'r' for a period of 'n' years is:

[tex]P=\frac{F}{(1+r)^{12*n}}[/tex]

If the future value after 5 years at a rate of 0.5% per month is $1,700, the present value is:

[tex]P=\frac{\$1,700}{(1+0.005)^{12*5}}\\P=\$1,260.33[/tex]

The present value is $1,260.33.

Brangelina Adoption Agency’s general ledger shows a cash balance of $4,583. The balance of cash in the March-end bank statementis $7,325. The bank statement reveals the following information: checks outstanding of $2,793, bank service fees of $75, and interest earned of $24. Calculate the correct balance of cash at the end-of March.

Answers

Answer:

The correct cash balance is $7,325

Explanation:

When preparing bank reconciliation,some items are added while some are subtracted depending on which balance is started with.

In this case, the cash balance will be started with and adjusted to the correct balance at the end of March

                                                                                                        $

Cash balance as per ledger                                                       4,583

Add: interest earned                                                                    24

Less: Bank service fee                                                                (75)

Adjusted cash balance                                                               4,532

Add back outstanding check                                                      2,793

Correct cash balance as at end of March                                 7,325

Final answer:

To reconcile the Brangelina Adoption Agency's cash balance, various adjustments are made to the bank statement balance, including deducting outstanding checks and service fees and adding interest earned, resulting in an adjusted bank balance of $4,481.

Explanation:

To calculate the correct balance of cash at the end of March for the Brangelina Adoption Agency, we need to reconcile the general ledger balance with the bank statement balance. The reconciliation process includes adjusting the bank statement balance with the outstanding checks, bank service fees, and interest earned.

Bank Statement Balance: $7,325

Less: Checks Outstanding: -$2,793

Less: Bank Service Fees: -$75

Add: Interest Earned: $24

Now we can calculate the adjusted bank balance:

$7,325 (Bank Statement Balance) - $2,793 (Checks Outstanding) - $75 (Bank Service Fees) + $24 (Interest Earned) = $4,481 (Adjusted Bank Balance)

The general ledger shows a cash balance of $4,583. The bank statement adjusted balance is $4,481. There might be a discrepancy due to unrecorded transactions in the general ledger or bank statement. However, based on the information given, the correct cash balance at the end of March would be $4,481.

Cash Received from Customers—Direct Method

Sales reported on the income statement were $112,000. The accounts receivable balance decreased $10,500 over the year.

Determine the amount of cash received from customers.

Answers

Answer:

The cash received or collected from the customers amounts to $122,500

Explanation:

Cash receipts is the sum of all the cash amounts collected or received from the sale of the goods and on accounts receivable.

Cash received or collected from the customer is computed as:

Cash collected from customer = Sales + Decrease in accounts receivable

where

Sales amounts to $112,000

Decrease in accounts receivable amounts to $10,500

Putting the values above:

= $112,000 + $10,500

= $122,500

Therefore, the cash amounts to $122,500, received from customers.

Suppose you are in charge of sales at a pharmaceutical company, and your firm has a new drug that causes bald men to grow hair. Assume that the company wants to earn as much revenue as possible from this drug. If the elasticity of demand for your company’s product at the current price is 1.4, what would you advise the company to do?

Answers

Answer:

The company should increase the number of units she is producing

Explanation:

Since the elasticity of demand for the product is greater than one (1.4), it means the demand for the new drug is elastic, meaning the demand for the new drug is sensitive to price – the higher the price, the lower the quantity demanded and the vice-versa. So the pharmaceutical company should be careful of charging higher than the other competitors.

What the company needs to do to increase its revenue is to produce large quantity of the drug in order to earn higher and gain larger market share and probably economies of scale.

For example, If the company produces 400 units of the drug at $2, the revenue will be $800.

To increase the revenue, the company needs to increase its production.

For example, the increases the production to 500 units at the prevailing price of $2, therefore, the revenue will be $1000

Which of the following statements is true about market value ratios? High P/E ratios could mean that the company has a great deal of uncertainty in its future earnings. Low P/E ratios could mean that the company has a great deal of uncertainty in its future earnings.

Answers

Final answer:

Market value ratios, such as the P/E ratio, reflect the market's perception of a company's future earnings. A high P/E ratio suggests positive expectations, while a low P/E ratio may indicate concerns about future earnings.

Explanation:

Market value ratios provide investors with insights into the market's perception of a company's value. One common market value ratio is the Price-to-Earnings (P/E) ratio. A high P/E ratio suggests that the market has a positive view of the company's future earnings potential, as investors are willing to pay a higher price for each unit of earnings. On the other hand, a low P/E ratio may indicate that the market has concerns about the company's future earnings, potentially due to uncertainty or poor performance.

Learn more about Market value ratios here:

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eBay's customers enrich the Web site by giving their reviews after every purchase. These reviews are used by buyers to evaluate the sellers in eBay. eBay also provides special privileges to sellers who have higher ratings. This is an example of ________.
a. value
b. chain
c. extension
d. reverse

Answers

The options are:

A) reverse engineeringB) value chain extensionC) focused strategyD) niche market

Answer:

Value chain extension.

Explanation:

Value chain extension are the steps a company takes to extend the reach of their products to customers, and multiple relationships are built that impacts the bottom line.

In this instance eBay customers write a review after each purchase and the reviews are now used by buyers to evaluate the seller's.

EBay in turn gives special privileges. This is eBay creating an extended value chain in delivering it's products to customers.

Gail K. Company manufactures waterproof cell phone covers. During the current month, the purchasing manager purchased $26,700 of raw materials. At the beginning of the month, Gail had 50 partially completed cell phone covers on hand. The cost of these partially completed units was $7,200. At the end of the month, Gail had 0 partially completed cell phone covers; all cell phone covers had been completed. During the month, the company incurred the following costs. Material used (direct $21,300; indirect $3,700) Hourly wages paid (direct $34,100; indirect $5,900 $25,000 2 40,0 5,200 4,900 3,620 Factory rent Factory utilities Factory insurance Factory ianitorial service

What is the cost of goods manufactured for the period?

A : $73,900

B : $90,500

C : $81,600

D : $88,800

Answers

Answer:

D : $88,800

Explanation:

Cost of goods manufactured :

Direct Material used in production                         $ 21,300

Indirect Material used in production                       $  3,700

Direct Labour                                                           $ 34,100

Direct Labour                                                           $  5,900

Manufacturing overhead                                       $ 16,600

Total Manufacturing cost                                        $ 75100

Add:Beginning Work in process inventory            $7,200

Less: Ending Work in process inventory                $ 0      

Cost of Goods Manufactured                                 $88,800

A variable annuity is a: A face amount certificate company B management company C fixed unit investment trust D participating unit investment trust

Answers

Answer:

D participating unit investment trust

Explanation:

A variable annuity is a contract between you and an insurance company. It serves as an investment account that may grow on a tax-deferred basis and includes certain insurance features, such as the ability to turn your account into a stream of periodic payments. You purchase a variable annuity contract by making either a single purchase payment or a series of purchase payments.

A variable annuity offers a range of investment options. The value of your contract will vary depending on the performance of the investment options you choose. The investment options for a variable annuity are typically mutual funds that invest in stocks, bonds, money market instruments, or some combination of the three.

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