Which of the following is a reason that single sourcing is considered risky/bad?a. Larger orders make quantity discounts more likelyb. There could be supplier interruptions due to political instabilityc. Decreases the item to item quality variability of items purchasedd. It could establish close relationships with the supplier

Answer:

ROE = 6.25%

ROA = 3.57%

Explanation:

Sales = 50 million

Net Profit margin = 5%

Net profit = 50 million x 5% = 2.5 million

Total Assets = Total Equity + Total Liabilities

Total Assets = 40 million + 30 million = 70 million

Return on Equity = Net Profit / Total equity

Return on Equity = $2.5 million / $40 million = 0.0625 = 6.25%

Return on Assets = Net profit / total Asset

Return on Assets = 2.5 million / 70 million = 0.0357 = 3.57%

Inc.’s ROE would be approximately 6.25%, while the ROA would be about 3.57%. This is calculated by finding the net income first and then using appropriate formulas for ROE and ROA.

The net income of Inc. can be calculated by multiplying its net profit margin of 5% with its sales of $50 million. Hence, the net income would be $2.5 million (0.05 * 50 million).

The Return on Equity (ROE) is calculated by dividing the net income by the book value of equity. Therefore, ROE would be 0.0625 or 6.25% (2.5 million / 40 million).

The Return on Assets (ROA) is calculated by dividing the net income by total assets. The total assets can be calculated by adding the book value of equity and total liabilities. Hence, total assets amount to $70 million (40 million + 30 million). The ROA hence would be approximately 0.0357 or 3.57% (2.5 million / 70 million).

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Answer:

option D : in a moral discussion, clarifying the facts and spelling out the principles to which people are appealing can help us to reach a solution.

Explanation:

Facts clarification and sorting according to the principles in terms of making it known the principles to which is people are appealing can definately help to reach an effective and sustainable solution in making a moral decision.

In moral decision-making, D. In a moral discussion, clarifying the facts and spelling out the principles to which people are appealing can help us reach a solution.

In moral decision-making, it is not necessary for everyone to share the same moral theory to make progress on controversial ethical issues. Endorsing a moral principle does not require applying it in all similar situations. Moral judgments can be related to general moral principles, and in moral discussions, clarifying the facts and principles can help in reaching a solution.

Thus, in a moral discussion, clarifying the facts and spelling out the principles to which people are appealing can help us reach a solution. This option recognizes that in moral decision-making, it's often essential to clarify the facts and understand the moral principles being used to address controversial ethical issues. It emphasizes the importance of reasoned discussion and analysis in reaching moral conclusions.

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Answer:

FALSE                                

Explanation:

Microeconomics refers to the branch of economics which examines the actions of persons and businesses in making choices about limited resource distribution and the relationships between these entities and industries.

Although microeconomics concentrates on companies and people, macroeconomics focuses on overall economic exercise, talking about issues of development, interest rates, and joblessness, and governmental policies on such concerns.

Thus, from the above we can conclude that the given statement is false.

Final answer:

The cost of renting tuxes for the Choral Society's formal can be expressed as a function of the number of tuxedos rented. The cost equation is $20 + $88x. To find the cost of renting two tuxes, substitute x = 2 into the equation. The variable cost is $88, the fixed cost is $20, and the marginal cost is $88.

Explanation:

The cost of renting tuxes for the Choral Society’s formal can be expressed as a function of the number of tuxedos rented, x. The cost equation can be written as:

Cost = $20 + $88x

a. To find the cost of renting two tuxes, substitute x = 2 into the equation:

Cost = $20 + $88(2) = $20 + $176 = $196

b. To find the cost of the second tux, substitute x = 2 into the equation:

Cost = $88(2) = $176

c. To find the cost of the tenth tux, substitute x = 10 into the equation:

Cost = $20 + $88(10) = $20 + $880 = $900

d. The variable cost in the equation is $88, as it depends on the number of tuxedos rented.

e. The fixed cost in the equation is $20, as it remains constant regardless of the number of tuxedos rented.

f. The marginal cost is the additional cost incurred by renting one more tuxedo. It can be calculated by finding the change in cost when x increases by 1:

Marginal Cost = Cost(x+1) - Cost(x)

Substitute x = 9 and x = 10 into the equation to find the marginal cost of the tenth tux:

Marginal Cost = (Cost(10+1) - Cost(10)) = (Cost(11) - Cost(10)) = ($20 + $88(11) - ($20 + $88(10)) = $20 + $968 - $900 = $88

Answer:

The correct answer is letter "A": functional representative.

Explanation:

Market Research is the process a company uses to assess the viability of a new product or service. It reveals the details of a company's target market and what consumers think about a product before it is widely released. Researchers are the key functional characters in this process because thanks to them the information needed to know consumers' preferences and behaviors is unveiled by them.

Answer:

find attached excel file as well as the word document

Explanation:

The computations are on excel while the theory answers are on word document as required by the question

Answer:

Explanation:

Kindly find attached the solution.

Answer:

Worth  of Insurance settlement $426.5

Explanation:

Present value of Insurance settlement = P [ ( 1 - ( 1+r )^-n ) / r ]

Present value of Insurance settlement = 50 [ ( 1 - ( 1 + 3% )^-10 ) / 3%]

Present value of Insurance settlement = 50 [ ( 1 - ( 1 + 0.03 )^-10 ) / 0.03]

Present value of Insurance settlement = 50 [ ( 1 - ( 1 .03 )^-10 ) / 0.03]

Present value of Insurance settlement = 50 [ ( 1 - ( 1 .03 )^-10 ) / 0.03]

Present value of Insurance settlement = 50 [ ( 1 - 0.7441 ) / 0.03]

Present value of Insurance settlement = 50 [ 0.2559 / 0.03]

Present value of Insurance settlement = 50 x 8.53

Present value of Insurance settlement = 426.5

Answer:

The answer is A. $5,784,000

Explanation:

[(1.08)/(1.11)] -1 = -3.6%

Thus one year forward rate is 0.60*[1 +(0.036)] = $5784

$5784 * 10 000 000= $5,784,000

Answer:

In a single index model:

ri - rf = α i + β i (r M - rf ) + e i

Equivalently, using excess returns:

R i = α i + β i R M + e i

The variance of the rate of return can be decomposed into the components:

The variance due to the common market factor

Bi^2stdvm^2

The variance due to firm specific unanticipated events

STDV^2(ei)

In this model

Cov(ri,rj) =BiBjSTDV

The number of parameter estimates is:

n = 60 estimates of the mean E(ri )

n = 60 estimates of the sensitivity coefficient β i

n = 60 estimates of the firm-specific variance σ2(ei )

1 estimate of the market mean E(rM )

1 estimate of the market variance

Therefore, in total, 182 estimates.

The single index model reduces the total number of required estimates from 1,890 to 182. In general, the number of parameter estimates is reduced from:

(n^2 +3n / 2) to (3n+2)

To optimize a portfolio with 60 stocks, 1890 estimates of expected returns, variances, and covariances are required. However, if a single-index model is assumed, only 121 estimates are needed. Portfolio diversification is crucial in optimizing returns while minimizing risk.

To construct a mean-variance efficient portfolio with 60 securities, there are three types of estimations needed: expected returns, variances, and covariances. The number of expected returns estimates matches the number of securities, thus we need 60 estimates for the expected returns. For variances, we also need 60 estimates, as there is one variance per stock. The covariance estimates, however, are required for each pair of stocks. In a portfolio of 60 stocks, the number of unique pairs can be calculated using the combination formula C(n, 2) = n(n-1)/2, where 'n' is the number of stocks. Therefore, we need 60(60-1)/2 = 1770 covariance estimates. In total, optimizing this portfolio requires 60 (expected returns) + 60 (variances) + 1770 (covariances) = 1890 estimates.

If we assume that stock market returns follow a single-index structure, the calculations simplify. In a single-index model, each stock's return is related to the return of a common index, and the unique risk for each stock. Hence, each security would require one estimate for sensitivity to the index (beta), one estimate for the expected return of the index, and one estimate for the individual stock's variance not explained by the index (unique or idiosyncratic variance). Therefore, 60 beta estimates, one index return estimate, and 60 unique variance estimates are needed, totaling to 121 estimates when the single-index model is applied.

Investing in a diversified portfolio is a fundamental principle of Optimal Portfolio Theory to minimize risk and optimize returns.

Answer:

As it is said in the text, Learning Organizations are organization that enables people to build their knowledge and capacity.

Explanation:

A learning organization creates in people more value around their skills and motivates them. They are essential and the key to success. In order to build them there’s a huge need of having a training plan so people in it keep on studying and challenging theirselves. To track these trainings there must be an evaluation and monitoring plan so that we can be aware of the changes needed.

A learning organization consistently creates and acquires knowledge, transferring it among its members, and adapts behavior based on this new knowledge. The building of such an organization involves continual learning, nurturing collective aspiration, and creating an environment for learning. This concept is vital for organizational success.

A learning organization is a type of organization that constantly seeks to create, acquire, and transfer knowledge amongst its members, and can adapt its behavior in light of new knowledge. They are defined by their capability to nurture new and expansive ways of thinking and to set collective aspirations free, according to Peter Senge from MIT.

Building a learning organization requires a focus on encouraging continual learning, fostering abilities for employees to create the results they desire, nurturing collective aspiration, and fostering an environment where everyone is learning to learn together.

Learning organizations are vital because they foster an environment that encourages progressive learning and knowledge sharing, which are integral to the overall success of an organization.

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Answer:

The correct answer is letter "A": Evaluative criteria.

Explanation:

In Marketing, evaluative criteria are the set of features individuals use to compare one good or service from another. According to this approach, individuals tend to select other product than the one that was on their minds based on price or quality.

Criterion are the dimensions or attributes of a product used to compare different alternatives, including both physical and intangible aspects.

The dimensions or attributes of a product that are used to compare different alternatives are known as criterion. Criteria are essential as they provide a way to evaluate the quality of design, whether by comparing physical attributes like color, contrast, depth, texture, shape, and dimensions (height, width, length), or intangible aspects such as a guarantee of satisfaction, a reputation for high quality, and services like free delivery. These criteria help consumers and engineers focus on product attributes and make decisions regarding which products better solve their problems or meet their needs.

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Answer:

a) = $10,896.71

b) = $11,768.45

Explanation:

The question is divided into 2 parts

Part a) Amount in the account today

The formula to use is as follows:

FV of Annuity= P(1+r)∧n - 1)/r

P= Periodic Payment = $450

r= Rate of each period= 8%

n= the number of periods= 14

The account today is as follows:

FV = 450 x (1+0.08)∧14-1]/0.08

= $10,896.71

Part b) The formula to use is as follows:

FV = Future value = (1+r) * P * [ (1+r)n -1] / r

P= Periodic Payment = $450

r= Rate of each period= 8%

n= the number of periods= 14

= Fv= (1+0.08) * 450 * [ (1+0.08)^14 - 1] / 0.08

= $11,768.45

Answer: c. a compensating wage differential

Explanation: since different jobs in the labour market are characterised by different wages, workers do have different preferences as do firms who employ these workers have different conditions wherein they work. Soft coal miners earned a higher hourly wage than other industrial workers of similar skill levels due to compensating wage differentials. This is the additional amount of income that a worker must be offered in order to motivate them to accept a given job (often undesirable and collectively known as nonwage characteristics of the job), relative to other jobs that the same worker could perform.

For unpleasant jobs, firms often offer higher wages in order to attract workers. The reverse is also true.

Answer:

cash                 580,000 debit

  note payable            580,000 credit

interest expense 23,200 debit

        Cash                     23,200 credit

--interest payment June 30th 2021--

interest expense 23,200 debit

         Cash                    23,200 credit

--interest payment Dec 31th 2021--

2)

cash                542,277 debit

discount on BP 37,723‬ debit

     bonds payable    580,000 credit

interest expense 24,402.46 debit

       discount on BP         1,202.46 credit

       cash                       23,200.00 credit

--interest payment June 30th 2021--

interest expense 24,456,58 debit

          discount on BP         1,256.58 credit

          cash                        23,200.00 credit

--interest payment Dec 31th 2021--

3)if issued at 7%  then

cash          621,261 debit

     premium on BP      41, 261   debit

     bonds payable    580,000 credit

interest expense  21,744.13 debit

premium on BP      1,455.87 debit

          cash                        23,200.00 credit

--interest payment June 30th 2021--

interest expense  21,693.18 debit

premium on BP      1,506.82 debit

          cash                        23,200.00 credit

--interest payment Dec 31th 2021--

Explanation:

1)

the bond are issued at par thus it matches the amount recieved with the bonds payable liability

580000 x 4% = 23,200

2) if issued at 9%  then

542,277 x 0.045 = 24.402,465‬ interest expense

                              23,200 cash payment

 amortization     1.202,46‬

second payment

(542,277+1,202.46) x 0.045 = 24.456,5757 interest expense

                      cash payment  23,200  

                     amortization         1,256.58‬

3) if issued at 7%  then

621,261 x 0.035 = 21.744,13 interest expense

                              23,200 cash payment

 amortization      1.455,87

second payment

(621,261 - 1,455.87) x 0.035 = 21.693,18 interest expense

                      cash payment  23,200  

                     amortization         1,506.82‬

Twister Enterprises issues bonds due in 10 years at different market interest rates and records the bond issue and the first two semiannual interest payments.

1. Bond Issue at 8% Market Interest Rate:

On January 1, 2021, Twister Enterprises records the bond issue at $580,000. They debit Cash and credit Bonds Payable for the same amount. Then, on June 30, 2021, they make the first interest payment of $23,200 by debiting Interest Expense and crediting Cash. They repeat the same process on December 31, 2021, for the second interest payment.

2. Bond Issue at 9% Market Interest Rate:

On January 1, 2021, Twister records the bond issue at $542,277 by debiting Cash and crediting Bonds Payable. The first interest payment of $24,408.47 is made on June 30, 2021, and recorded by debiting Interest Expense and crediting Cash. The second interest payment follows the same process on December 31, 2021.

3. Bond Issue at 7% Market Interest Rate:

On January 1, 2021, Twister records the bond issue at $621,216 by debiting Cash and crediting Bonds Payable. The first interest payment of $21,738.72 is made on June 30, 2021, and recorded by debiting Interest Expense and crediting Cash. The second interest payment follows the same process on December 31, 2021.

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Answer:

Net operating profit= $490,000

Explanation:

Giving the following information:

Naples Company produced 650,000 units and sold 500,000 units. Their unit selling price is $10. The cost of goods sold is $6 per unit. Fixed selling expenses are $10,000 and variable selling and administrative expenses are $3 per unit.

Income statement:

Revenue= 500,000*10= 5,000,000

COGS= 500,000*6= 3,000,000

Gross profit= 2,000,000

Fixed expenses= 10,000

Variable selling nd administrative= (500,000*3)= 1,500,000

Net operating profit= $490,000

In absorption costing, the net income is calculated by deducting the cost of goods sold and total selling expenses from the total sales revenue.

In absorption costing, fixed manufacturing costs are allocated to each unit produced, therefore, net income is calculated by deducting the cost of goods sold and total selling expenses from the total sales revenue.

The property of the local lord and could sometimes be bought and sold

Answer: Option 3.

Explanation:

The Zhou dynasty expanded economic production by developing new iron tools that helped produce more food. They grew new crops and organized large-scale irrigation works. They expanded commerce by using money.

During the Eastern Zhou Dynasty ancient shamanist practices were forged into a system of moral beliefs for daily life that later became Confucianism (See Confucianism, Religion). The Zhou also refined writing. It said people in the Zhou Dynasty had also learned to grow fruit trees in orchards.

Answer:

True

Explanation:

Since the overall inflation is 3%, a rise in income of 3% is necessary to balance off the rise in inflation.

Answer:

Dividends would be debited on the left side of the T-account and Cash would be credited on the right side of the T-account.

Explanation:

The T-accounts is a system of accounting used to record transactions in debits and credits. Accounts are recognized based on class- Assets and expenses are usually debit while revenue and liabilities are credit balances.

If dividend was paid the entries required are debit to dividends credits to cash.

Dividends would be debited on the left side of the T-account and Cash would be credited on the right side of the T-account.

Answer:

Goodwill impairment occurs when a company decides to pay more than book value for the acquisition of an asset.

An impairment is recognized as a loss on the income statement and as a reduction in the goodwill account. The amount of the loss is the difference between the current fair market value of the asset and its carrying value or amount.

Explanation:

Final answer:

A goodwill impairment loss is recognized when the carrying amount of goodwill is greater than its fair value, usually during an annual test by the company following IFRS or GAAP standards.

Explanation:

A goodwill impairment loss is recognized when the carrying amount of goodwill exceeds its fair value. This typically occurs during a company's annual impairment test, which is a requirement by accounting standards such as the International Financial Reporting Standards (IFRS) and Generally Accepted Accounting Principles (GAAP) in the United States.

Under these standards, companies are required to assess whether there is any indication that goodwill might be impaired. If the carrying value of a reporting unit, including goodwill, exceeds its fair value, the company must recognize an impairment loss. The loss is calculated as the difference between the carrying value and the fair value of the goodwill.

Goodwill impairment testing and loss recognition is a complex financial process involving valuation assessments and judgment calls by management, often assisted by valuation professionals. It is an important aspect of financial reporting, as it can have a significant impact on a company's financial statements and indicate underlying business issues.

Answer:

a. 8.75 times

b. 41.71 days

c. 41.71 days

Explanation:

The computation is shown below:

a. Inventory Turnover = Cost of Goods Sold ÷  Inventory

                                    = $4,233,460 ÷ $483,824

                                    =  8.75 times

b. Days' sales in inventory = 365 ÷ Inventory Turnover

                                            = 365 ÷ 8.75 times

                                            = 41.71 days

c. Number of days for the unit of inventory sit on the shelf would be equal to the days' sales in inventory i.e 41.71 days

The inventory turnover of the King Corporation is 8.75 times. The days' sales in inventory or how long on average did a unit of inventory sit on the shelf before it was sold is roughly 41.71 days.

To calculate the inventory turnover, we use the formula Inventory Turnover = Cost of Goods Sold / Average Inventory. However, in this case, we are only given the ending inventory, so we will use that as an approximation for the average inventory. Therefore, Inventory Turnover = $4,233,460 / $483,824 = 8.75 times. This suggests that the inventory turned over 8.75 times in the year.

Next, to calculate days' sales in inventory, we use the formula Days' Sales Inventory = 365 days / Inventory Turnover. Using the inventory turnover we calculated, Days' Sales in Inventory = 365 / 8.75 = 41.71 days. This suggests that on average, inventory stays in stock for about 41.71 days before it is sold.

Finally, the answer to the third question on how long an average unit of inventory sat on the shelf before being sold is the same as the days' sales in inventory, which is 41.71 days.

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Answer:

(C) target market

Explanation:

The group of people for which a product is designed and aimed to is the product's target market. In this case, Topik is a product that aims to sell to blue-collar workers who earn less than $30,000 per year, are divorced, and who like to think of themselves as weekend athletes, which is the product's target market.

The answer is (C).

Final answer:

The manufacturer of Topik considers blue-collar workers earning less than $30,000 per year, who are divorced, and fancy themselves as weekend athletes, as its target market option C.

Explanation:

The manufacturer of Topik, which is a product used to make thinning hair appear thicker, considers the group of blue-collar workers earning less than $30,000 per year, who are divorced, and like to think of themselves as weekend athletes to be its target market. A target market is a specific group of consumers at which a company aims its products and services. Understanding the target market is crucial for effective marketing strategies and product positioning.

Answer:

Total cash receipts is $24,200. This is not given as an option.

Explanation:

The accounts receivable balance represents the balance from sales yet to be settled by the customer. Interest receivable is the interest yet to be received from investment.

Given that for 2019:

Sales​ Revenue = $40,000

Interest​ Revenue = $700

Accounts​ Receivable(beginning​ balance) = $13,500

Accounts​ Receivable (ending​ balance) = $30,000

There were no amounts reported for Interest Receivable.

Since there is an Accounts receivable balance at the end of the year, it means that not all revenue was collected from customers. Similarly, since the interest receivables ending balance is nil, all the interest was collected.

Let the cash collected from sales to customers be t

As such,

$13,500 + $40,000 - t = $30,000

t = $13,500 + $40,000 - $30,000

t = $23,500

Total cash receipt = $23,500 + $700  = $24,200

Final answer:

The worth of the fifth payment in present dollars, given a 6% inflation rate and a 4% desired real interest rate, is approximately $31,046 after accounting for the effect of nominal interest of 10% over five years.

Explanation:

To calculate the worth of the fifth payment in present dollars considering an inflation rate of 6% and a real interest rate of 4%, we use the formula for the present value of a future payment:

Begin with the future value of the payment: $50,000.

Calculate the nominal interest rate, which is the sum of the real interest rate and the expected inflation rate. This gives us a nominal interest rate of 4% + 6% = 10%.

Adjust the future payment to present value using the formula Present Value = Future Value / (1 + Nominal Interest Rate)^Number of Periods.

For the fifth payment, Number of Periods is 5. Therefore, the present value of the fifth $50,000 payment is $50,000 / (1 + 0.10)^5.

Perform the calculation: Present Value = $50,000 / (1.10)^5 = $50,000 / 1.61051 ≈ $31,046.

Therefore, the worth of the fifth payment in present dollars is approximately $31,046.

Answer:

Explanation:

Premium liability of 2020

(480000 x .4 - 100000)x 1/8 x 5

= 57500

Premium liability of 2021

(590000 x .4 - 150000) x 1/8 x 5

= 53750

Total liability at 2021

= 57500 + 53750

= 111250

Answer:

-Price elasticity of demand (PED )= 0.38

-The PED is less than one, therefore the demand is price inelastic.

Explanation:

Price elasticity of demand (PED) is the degree of responsiveness of quantity demanded to a unit change in the price of the product all other things being equal. This index measures the corresponding magnitude  by which quantity demand will increase, for example, if the price reduces by a given %.

Price elasticity of demand Index is interpreted as follows:

if PED greater than 1, product is elastic

if PED less that 1, product is inelastic

PED is very useful in pricing policy. For example, a product that is price elastic will accrue more revenue if the seller reduces its price and vice versa

The price elasticity of demand for a product can be computed as follows:

PED = % change in qty DD/ % change in price

So we can compute the PED for Duffy-Deno as follows:

   PED    =  3.8%/10%    

The PED is less than one, therefore the demand is price inelastic.

The elasticity of demand for broadband access capacity for firms is -0.38. Because the absolute value is less than 1, the demand is considered inelastic.

Elasticity of demand is calculated as the percentage change in quantity demanded divided by the percentage change in price. Here, the price of broadband access increased by 10% and the quantity demanded decreased by 3.8%. This gives an elasticity of -3.8% / 10% = -0.38. Demand is considered inelastic if the absolute value is less than 1. Hence, the demand for broadband access capacity for firms is inelastic.

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Answer:

1.TC = $15,000 + (10.50 x number of of drives)

2.TFC = $15,000

3.Total Variable Cost = $63,000

4. Total Manufacturing. Cost = $78,000

Explanation:

Big Thumbs incurs monthly depreciation costs of $15,000 on its plant equipment

-it uses 10000 ounces of materials to manufacture 5000 flash drives

-

total cost

1.TC = $15,000 + (10.50 x number of of drives)

2. The total fixed cost will still be

TFC = $15,000

3.Total variable cost

10.5*6000 units of flash drives

Total Variable Cost = $63,000

4. total manufacturing cost

fixed cost +variable cost

$15000+$63000

Total Manufacturing. Cost = $78,000

The total monthly cost for flash drives at Big Thumbs consists of a fixed cost of $15,000 and a variable cost of $10.50 per flash drive. If the company plans to produce 6,000 flash drives, the total variable cost is $63,000 and the total manufacturing cost is $78,000.

The total cost of flash drives for Big Thumbs consists of fixed and variable costs. The fixed cost, which includes the monthly depreciation costs of the plant equipment, is $15,000. This amount remains the same regardless of the number of flash drives manufactured.

To calculate the variable rate per flash drive, we first identify the variable costs. The company uses 10,000 ounces of materials per month to manufacture 5,000 flash drives, and each ounce of material costs $3.00, yielding a material cost of $30,000. The variable manufacturing overhead resources amount to $22,500. Therefore, the total variable cost per month is the sum of these two costs, which equals $52,500. Since this cost is incurred to produce 5,000 flash drives, the variable cost per flash drive is $52,500 divided by 5,000, or $10.50.

If the department expects to manufacture 6,000 flash drives next month, the fixed cost remains at $15,000, while the total variable cost increases to $10.50 times 6,000, or $63,000. Thus, the total manufacturing cost, which is the sum of the fixed and variable costs, is $15,000 plus $63,000, totaling $78,000.

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That would be the field of Psychiatry, which is he study of human behavior in correlation to medication therapy.

Health Psychology, a subfield of behavioral medicine, focuses on how psychological factors affect the maintenance of physical and psychological health. It uses the biopsychosocial model and often studies the effects of behaviors and lifestyles on health, modifying risky behaviors, and identifying high-risk groups.

The field referred to in the question is Health Psychology, a subfield of behavioral medicine. It concentrates on how various psychological factors significantly contribute to maintaining physical and psychological health. It culminates in the biopsychosocial model, which examines health and illness as a nexus of biological, psychological, and sociocultural factors.

Health psychologists often research the effects of behaviors and lifestyles on health and well-being, such as why people smoke or eat unhealthy food despite the risks. They also design and evaluate interventions for modifying risky behaviors. Through their work, they identify specific groups at increased risk for ill health based on psychological or behavioral factors.

Much of health psychology's focus dissect the effects of stress and other psychological factors on human health, establishing it as a vital subfield in our understanding of human health and wellbeing.

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Answer:

A. business level strategies

Explanation:

Business level strategies -

It refers to the strategy taken by the business or organisation , in order to satisfy the needs of the human being , is referred to as business level strategies.

The method is adapted for the betterment of the business or firm , by making the consumers happy and satisfied.

Hence , from the given information of the question,

The correct option is  A. business level strategies .

Answer:

Recession.

Explanation:

Recession is a time of slow economic activity.Businesses decrease production,unemployment rises and many consumers have less to spend.

Answer:

Instructions are listed below.

Explanation:

Giving the following information:

The future value in six years of $5,000 received today:

A) i=0.05 annually

FV= PV*(1+i)^n

FV= 5,000*(1.05)^6= $6,700.48

B) i=0.07 annually

FV= 5,000*(1.07)^6= $7,503.65

C) i=0.09 annually

FV= 5,000*(1.09)^6= $8,385.50

D) i= 0.09 semiannually= 0.045

FV= 5,000*(1.045)^12= $8,479.41

E) i=0.09 quaterly= 0.0225

n= 6*4= 24

FV= 5,000*(1.0225)^24= $8,528.83