What best determines whether a borrower's investment on an adjustable rate loan goes up or down?
a.a fixed interest rate
b.a bank's finances.
c.a market's condition
d.a person's finances

Answer:

The correct answer is: direct costs.

Explanation:

The direct costs are the costs that can be easily traced to the goods or services or projects. It includes material and labor cost and distribution cost incurred in the production of a product.

It is contrasted to indirect costs which cannot be traced to a product and is not directly linked to a product.

The sunk costs are cost which has already been incurred are no longer relevant for economic decisions.  

Fixed costs are the costs that do not vary with the change in the volume of product.

So, the direct cost is the correct answer.

Explanation:

Here are some general guidelines for composing a message,

Answer: The answer is potential revenue

Explanation:

The proforma statement is a income statement prepared to know the revenue and the expenses of the property within an accounting period. It shows the net income realised from the building at the end of the accounting period. Every investors wants a return on their investment, no investor will want to invest his capital in a business where their will be no return. The proforma statement help the investors in the purchase of a building to know what the investors expect to gain if the investors buy the building .

In the preparation of the proforma statement, the first item on the line is the potential revenue if the building were 100% occupied. Therefore the line in which Jerry can find the information he is looking for is the potential revenue line.

Jerry should examine the gross potential income line on the pro-forma to determine the total possible rent from a fully occupied multi-family building, considering the equilibrium price and price elasticity of supply.

Jerry is seeking to understand how much rent can be collected from a fully occupied multi-family building. To find this information, Jerry should look to the gross potential income line of the pro-forma, also known as potential rental income or gross scheduled income. This line item reflects the total amount of rent that could be collected if the property were 100% occupied and all tenants paid their rent at the current market rates. It is important for Jerry to consider the equilibrium price, as this determines the price where supply meets demand. Additionally, Jerry should consider the market conditions described in the provided references that illustrate how property owners might adjust the quantity of units available for rent based on anticipated rent levels and the price elasticity of supply.

Answer:

The answer is D. Shannon is behavior exemplify the preconventional stage

Explanation:

In the  preconventional stage of Kohlberg's model of cognitive moral development, people  make decisions based on concrete rewards and punishments and immediate self-interest.  It focuses on the desire to answer to instruction for the reward or the  fear of being punished

Answer: Spokesperson Role.

Explanation:

Janet in her media announcement about the company acquisition of another company has served as the spokesperson of the organization in that situation. A spokesperson is an individual that relates the activities of an organization to the public.

Answer:

Direct material cost and Direct labor cost.

Explanation:

Manufacturing costs are divided into 2 groups;

Answer:

Option (D) $15,000

Explanation:

Data provided in the question:

Steel produced by  Acme steels = 1,000 tons

Selling cost of steel = $30 per ton

Wages paid = $10,000

Market price of the coal bought = $15,000

Amount paid in taxes = $2,000

Now,

The contribution is made to the GDP when the goods is sold or purchased at market price.

Thus,

The transaction relating to the purchase of coal by Acme steels will contribute to GDP

Hence,

Acme steel co. contribution to the GDP = $15,000

Option (D) $15,000

Final answer:

The question involves statistical analysis of admission and 4-year graduation rates from Kiplinger's list of best value private colleges, underscoring the importance of descriptive statistics, the impact of admission policies, and the educational context on these rates.

Explanation:

It focuses on two main variables: the admit rate (%), indicating the percentage of students admitted out of those who applied, and the 4-yr grad. rate (%), showing the percentage of students who graduate within four years. This type of analysis is crucial in the field of statistics, specifically relevant to descriptive statistics, probability theory, and potentially inferential statistics, where one might use this data to make broader generalizations about private colleges' performance. Considering the relevance of the University of California's admission criteria and the impact of for-profit colleges on graduation rates, it's evident that college admission policies and the broader educational context play significant roles in these outcomes. Such analyses help stakeholders understand the factors contributing to higher education institutions' effectiveness and the value they provide to students.

Answer:

C) buy 100 SPX 2500 Puts

Explanation:

SPX stock is based on the Standard and Poor's stock index, so if the investor is worried about a market decline, if he purchases put options and the marker declines, he/she will actually earn money. Each SPX 2500 contract covers approximately $250,000 of portfolio value, so if the investor purchases 10 put options then the whole portfolio would be covered.

Answer: e. All of the above

Explanation:

When calculating stockholders' equity we include the following; paid-in capital (preferred stock, common stock, paid-in capital in excess of par value - preferred stock, paid-in capital in excess of par value - common stock, paid-in capital from treasury stock), retained earnings, accumulated other comprehensive income and subtract treasury stock to give the Total stockholders' equity.

Answer:

The statement that is correct is;

d. The 2015 sale reduced 2015 GDP by $20,000 and had no effect on 2007 GDP.

Explanation:

GDP is known as the Gross Domestic Product. The GDP is a measure of the quantity of goods and services that are produced in a country during a certain period in time. The GDP is usually expressed in monetary terms. A high GDP usually translates to high levels of production. It is often used to determine how wealthy a country is in relation to the production capabilities. To determine a change in GDP, we need to determine the Net national product as follows;

NNP=GDP-D

where;

NNP=net national product

GDP=gross domestic product

D=depreciation

In our case;

NNP=$255,000

GDP=$275,000

D=d

replacing;

255,000=275,000-d

d=275,000-255,000=20,000

The depreciation=$20,000

The 2015 sale reduced 2015 GDP by $20,000 and had no effect on the 2007 GDP.

Answer:

d that's the answer

" The 2015 sale reduced 2015 GDP by $20,000 and had no effect on 2007 GDP"

Explanation:

Excessive water intake can worsen polycystic kidney disease.

If a client is diagnosed with polycystic kidney disease, they would need teaching on the management of the disorder. One statement that indicates a need for further teaching is if the client says that excessive water intake is beneficial for managing the disease. Excessive water intake can actually worsen the symptoms of polycystic kidney disease by increasing the urine output and putting pressure on the kidneys.

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Answer:

The correct answer is A

Explanation:

Seasoned loan is the loan which is defined as the loan that has been made out for at least a year, in which the borrower of the loan has a good history in relation to the payment of the loan. It is considered a sign that the loan will be unlikely to default. And it may command the higher prices on the secondary market.

In short, it is defined as the loan which has been paid on time and the adequate amount of time to give the lender, the belief that it will be continue in this way.

So, it is a loan with the payment record of the payments made by the borrower.

Answer:

Option "A" is the correct answer to the following statement.

Explanation:

Under the justification, There is no obligation to inform of obvious or generally known hazards, including the risk of lightning, wildfire, flood And heavy thunderstorm during rain.

In the case of Martha, she got hit by lightning and suit a case on Umbrella USA. inc. , so it is negligible

So Martha will get nothing as compensation.

The question relates to product liability and a manufacturer's duty to warn about potential dangers. The court would likely find that there is no duty to warn Martha about the risk of being struck by lightning during a rainstorm, as it is a commonly known risk. This follows the principle that manufacturers are not required to warn about obvious or commonly known risks.

The legal issue in this question is related to product liability and warning. Martha might argue that the manufacturer has failed to give a warning about an inherent risk that was not obvious or commonly known. This leads us to the principle that there is no duty to warn about risks that are obvious or commonly known.

It's common knowledge that holding a metal object such as an umbrella during a lightning storm can increase the risk of being struck by lightning. Therefore, the court would likely find that there is no duty to warn about risks that are obvious or commonly known, such as the risk of lightning occurring during a rainstorm, following the option a.

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Answer:

Total selling cost

Explanation:

Selling cost is  the expense that the company has to pay in order to sell a certain product to customers.

When making In linear equation , Companies often include all different types of selling cost that occurs (such as commission, number of dispatch, advertisement) and mixed it into one variable. The combination of all of these selling cost is what referred to as total selling cost.

Answer:

The correct word for the blank space is: Experimentation.

Explanation:

There are four (4) components companies must be willing to develop if they look for consistency in their operations. Those are abstract reasoning, systems thinking, collaboration, and the ability to experiment. Experimentation implies making an analysis of the market situation and coming up with a solution for the problems taking place, then, setting up a strategy to attempt covering that issue wisely based on the resources of the institution.

Answer:

B. Public recognition

Explanation:

Legitimacy, in its primary sense, means acceptance.

People-based legitimacy revolves consensual acceptance of a particular individual by some group of people. This people-based legitimacy can be relayed to an individual through public recognition.    Before anyone can enjoy people-based legitimacy, they must have done something worthwhile.

In the case of the owner of Elixir Force Inc receiving an award for most outstanding new entrepreneur of the year, it is clear that he is enjoying public recognition in context of people-based legitimacy.

Final answer:

The prestigious award and title given to the owner of Elixir Force Inc. signify public recognition, which can elevate the entrepreneur's prestige and legitimate power. This reflects positively on their leadership, contributing to both personal and organizational reputation and business network membership.

Explanation:

The owner of Elixir Force Inc. being titled as "the most outstanding new entrepreneur of the year" and receiving the most prestigious corporate award is typically an indicator of public recognition. Such awards enhance the individual's prestige and are often a result of positive experiences, contributions to the industry, or innovative achievements. These awards can contribute to a sense of commitment to the company and boost the owner's legitimacy by showing the respect and esteem with which they are held by peers and the business community.

Awards like this have also been related to leadership emergence and effectiveness, signaling that the entrepreneur is viewed as a leader by others. Also, these kinds of recognitions contribute to name recognition, which is beneficial for both the individual and their company, often leading to media coverage and a competitive advantage. Positive reinforcements such as these can signal a healthy capitalist economy where innovation and good customer service are rewarded.

Prestige is closely tied to one's reputation and esteem within society and is often associated with one's position or accomplishments. By earning such a renowned award and public acknowledgement, the entrepreneur advances his/her image and social capital, which may open doors to better business network membership and could possibly provide internal and external support from a powerful elite. Legitimate power often accompanies these indicators, giving the leader an officially recognized status or title that can enhance their influence within their industry.

Answer:

c. ClearCall's quality control efforts.

Explanation:

Erma's claim alleging design defect can only be verified by reviewing ClearCall's quality control efforts.

Quality control is the process by which a manufacturer ensures that his products is below a minimum level of defects.

For example Six Sigma is a popular quality standard that aims at having below 3.4 defects per million of product.

Answer:FALSE

Explanation: Accumulated depreciation is a negative account (contra-account) which Describes the total depreciation amount allotted to an asset since it is put into use. Accumulated depreciation is not added to the balance of the long lived asset in the balance sheet.

When an organization prepares it's balance sheet,it ensures that the depreciation schedule is recorded for all it's assets ensuring that both the cost of the equipment and it's depreciation is documented accordingly. Accumulated depreciation reduces the value of the assets in the balance sheet when added.

Answer:

a. competitor-based

Explanation:

Probabbly Greenbelt wanted to price the house at a higher price but it is defining the price of the house considering their competitors price rather than value of the land/house. Therefore the basis for the price is the competitors.

Answer:

C. produce a combination of goods that lie outside its own production possibilities frontier

Explanation:

A country has comparative advantage in production if it produces at a lower opportunity cost when compared with other countries.

Producing outside a production possibility frontier is impossible. Efficient production takes place on the production possibility frontier.

By importing goods from trade partners , a country can increase the quantity of products that it can consume with no increase in resources.

I hope my answer helps you

Final answer:

Countries specializing in production based on comparative advantage cannot produce a combination of goods that lie outside their own production possibilities frontier, but they can engage in mutually beneficial trade, increase consumption without more resources, and consume beyond their production limits.

Explanation:

Specializing in the production of a good or service in which one has a comparative advantage enables a country to do a variety of things that promote economic efficiency and trade benefits. The question asks about what such specialization does not allow a country to do. We know that specialization and trade based on comparative advantage allow countries to increase the quantity of products they can consume without an increase in resources (A), because they are producing where they are most efficient. This specialization also enables countries to engage in mutually beneficial trade (B), since they can exchange what they produce efficiently for goods another country produces more efficiently, making both parties better off. Lastly, it allows countries to consume a combination of goods that lie outside their own production possibilities frontier (D), meaning they can enjoy a greater variety of goods and services than they could by just relying on domestic production.

However, what specialization based on comparative advantage does not enable a country to do is produce a combination of goods that lie outside its own production possibilities frontier (C). A country's production possibilities frontier represents the maximum production capability with the available resources and technology. While trade lets countries consume beyond their production possibilities frontiers through imports, it does not change the physical or technological constraints that limit their production capacity.

Answer:

situational analysis

Explanation:

A SWOT analysis is just a situational analysis since it is dynamic and can change very rapidly.

For example, the strengths of a corporation (AKA core competencies) can become core rigidities or weaknesses. A former threat can become a current opportunity, and vice versa.

It SWOT analysis is made and is valid only for a certain a mount of time and should be continuously revised and updated. Specially now that technology is changing so fast and the world is shrinking, situations can change for good or worse very rapidly. E.g. the corona virus outbreak in China has changed all economic predictions for the current year, and we are in February.

A SWOT analysis is a strategic planning tool used by organizations to identify their strengths, weaknesses, opportunities, and threats. Strengths and weaknesses are internal factors while opportunities and threats are external factors.

A SWOT analysis, standing for strengths, weaknesses, opportunities, and threats, is a strategic planning tool utilized to help organizations identify and understand key aspects in their internal and external environment.

The strength and weaknesses component of a SWOT analysis focus on internal factors, which includes resources, capabilities, and core competencies that the organization possesses. These could be skilled employees, strong brand, unique technology, etc. Weaknesses, on the other hand, are areas where the business may be lacking or in need of improvement.

On the other hand, opportunities and threats are external factors that the organization has little control over. Opportunities might be new markets, favourable regulations, etc. Threats could include changes in market trends, new competitors, or changes in governmental policy that could negatively affect the business.

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Final answer:

Proximity to the mine decreases home values by 8 percent within a 4 km radius, resulting in an average price reduction of $17,600 for similar homes.

Explanation:

The question asks about the effect of mining on home prices in a rural county. To calculate the difference in home values based on proximity to the mining site, we first determine the average home price with 8 percent reduction:

Average Home Price within 4 km = $220,000 - ($220,000 * 0.08)

Average Home Price within 4 km = $220,000 - $17,600

Average Home Price within 4 km = $202,400

This shows that homes within 4 km of the mine are, on average, $17,600 cheaper compared to similar homes that are more than 20 km away. Using comparative statics, the effect of mining in this scenario is clear: proximity to the mine decreases home values by 8 percent within a 4 km radius.

Answer:

a) $19610 credit

Explanation:

Given: Accounts receivables as on Dec 1, 2017 = $12770

           Credit sale during the month = $34200

           Collections during the month = $27360

Accounts Receivable balance at the end of the month = Opening Accounts Receivable balance + credit sales during the month - cash collected during the month

= $12770 + $34200 - $27360

Accounts Receivable balance as on Dec 31, 2017 =  $19610 credit

Answer:

$4,412

Explanation:

If the company estimates that $4,412 of accounts receivables will be uncollectible, then it must record that number under the Allowance for Bad debts Account.

That account started the year with a $3,284 balance, it decreased by $1,826 (debt written off), and then must be adjusted by crediting $2,954 so its balance = $4,412 on December 31.

Final answer:

The December 31, 2013, balance in the Allowance for Bad Debts for Plus Company, after adjusting for the written off accounts and the estimated uncollectibles, would be $5870.

Explanation:

The student's question relates to an accounting concept called the allowance for bad debts, which is an estimate of the accounts receivable that a company does not expect to collect. Plus Company uses the estimate of receivables method to account for uncollectible accounts, and based on this method, they estimate a total of $4412 in uncollectible accounts by the end of the year.

At the beginning of the year, the Allowance for Bad Debts had a credit balance of $3284. Throughout the year, Plus Company wrote off accounts receivable totaling $1826. These written off accounts would have decreased the Allowance for Bad Debts. To find the December 31 balance, we need to adjust the Allowance for Bad Debts account with the estimated uncollectible accounts.

The adjusted balance in the Allowance for Uncollectible Accounts is calculated as follows:

3384 (beginning balance) - 1826 (accounts written off) + 4412 (estimated uncollectibles) = $5870. Hence, after the adjusting entry is posted, the December 31, 2013, balance in Allowance for Bad Debts would be $5870.

Answer:

The correct answer is (A)

Explanation:

According to iron law responsibility, the companies must use power to stay in the market and control it. These companies have three responsibilities; the first involvement is to run the business, the second involvement is to full-fill society objectives such as to perform social tasks like cleaning pollution. They also stay in the market and work to rebuild or transform the society which improves their goodwill.

The iron law of responsibility, in business ethics, suggests that ultimately, those who do not use power responsibly will lose it. It is a call for businesses to consider their actions over the long term and understand the potential consequences of irresponsible behavior.

The iron law of responsibility is a term in business ethics and corporate social responsibility. The best answer choice that fits the description of the iron law of responsibility is, A. In the long run, those who do not use power responsibly will lose it. To put it simply, this law implies that businesses, or any organization with power and influence, are expected to take responsibility for their actions over the long term. If they fail to act responsibly, they might face consequences that result in the loss of their power, like a damaged reputation, consumers boycott, and stricter regulations impose by governments.

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Answer:

The answer is c.Talk show host;because it is certain to target one of her top interest areas

Explanation:

She should looked for talk show host because it is certain to target one of her top priority as social work can also be done through talk show by hosting such person who are doing a social work in there field this will explore her and help people who are watching know what is the celebrity is talking which might help viewers which indirectly she had done a social work by giving inspiration to viewers which is also a social work. Beside she is dealing in realistic work. She would also earn her livelihood plus has done a social work by giving information through her talk show which inspired quite lot of people.

Final answer:

A potential career for someone with Social and Realistic interests, like Tammi, could be a Physical Therapist, as it allows for direct interaction with people and the utilization of practical skills.

Explanation:

Tammi took the Strong Interest Inventory and discovered that her top two interest areas are Social and Realistic. She is looking for a career that may be a good fit for her but is confused since they are opposite preference types. One of the potential careers that she could explore would be Physical Therapist; because it incorporates both of her top interest areas into one profession. As a physical therapist, Tammi would have the opportunity to work directly with people, helping them to recover from injuries and improve their physical capabilities (Social interest). In addition, the profession involves a hands-on, practical approach to care, often requiring interaction with various tools and equipment (Realistic interest). This combination could provide a fulfilling career for someone with Tammi's mixed interest profile.

Answer:

a company whose mission and culture are not aligned                  

Explanation:

A mission statement of a company refers to the short statement of why a company operates, what its overall objective is, defining the purpose of its operations: what kind of product or service it offers, its primary clients or sector, and its geographic region of operation.

Corporate culture relates to a business's character. This dictates the atmosphere for workers to work in. Culture of the business contains a variety of factors like workplace, purpose of the organisation, meaning, morals, priorities and objectives.

Thus, from the above we can conclude that the mission and culture of the organization in the given question contradicts each other.              

Answer:

share customer information across all departments

Explanation:

The effective three-step process for business are:

-  Assess,

Obtaining all valuable information relevant to the operation. This include things such as customer information, market tendencies, and external challenge.

Failing to give a certain information to any part of departments indicates a failure in this step.

In the example above, the product development team wouldn't have any clue on how to improve their new product if they do not possess the information regarding the customers' complaints.

- Improve,

After the company receive the relevant information, the employees will know the things that are well-liked and the things that despised by the customers.

They can use this information to design improvement for the products and catering to the things that customers like.

- Implement

After the improvement is designed, the company just need to collect the resources it needed and implement the improvement.

Final answer:

Coolpaxx did not effectively use adequate information systems in their three-step process, failing to communicate essential customer feedback to the product development team, which could have led to necessary product improvements.

Explanation:

The company Coolpaxx has been facing a problem with the decline in sales of their cooler freeze packs. After examining the situation, it's clear that the company failed to effectively utilize the third step in the three-step process, which is adequate information systems. In particular, they neglected to share customer complaints and suggested product changes with the product development team. These are critical pieces of feedback that could significantly contribute to product improvement and address any customer dissatisfaction.

When customer complaints indicate that the freezing time target would not be met and that the freezing process must be modified, it's important for this information to be communicated to those who have the capacity to enact changes. The lack of communication could lead to further loss of customer goodwill, as customer suggestions and complaints are not being addressed in product updates and improvements.