Scott purchased a $146,000 home with a 7/23 balloon mortgage. His initial rate was 3.5%. At the end of the initial rate he decided to refinance a balloon payment with a 30 year mortgage fixed at 5%. What is his new mortgage payment

A:$654.87

B:$707.63

C:$655.61

D:$666.55

Answers

Answer 1

Answer:D

Step-by-step explanation:

Answer 2

The solution is: : $117,783.05 will be her balloon payment at the end of 7 years if she chooses this mortgage.

What is interest?

Interest is the price you pay to borrow money or the cost you charge to lend money. Interest is most often reflected as an annual percentage of the amount of a loan. This percentage is known as the interest rate on the loan.

here, we have,

Step 1

Calculate the number of monthly payments for 7 years.

The formula we would be using is given as:

Monthly payment = [Loan amount × (rate/number of year)] ÷ [1 - (1 +r/n)^nt)]

Loan amount =$146,000

Rate = 4.75% = 0.0475

n = number of payments = 12

t= number of years = 23

Monthly payment = [ 146,000× (0.0475/12)] ÷ [1 - (1 +0.0475/12)^-276)]

Monthly payment = $870.49

Step 2

Calculate the amount left after 7 years using the formula

Ballon payment after 7 years = Loan amount ( 1 + r)ⁿ - P[(1 +r)ⁿ - 1 /r]

r = 4.75% for 12 years

= 146,000( 1 + 0.0475/12)^84 - 870.49[((1 + 0.0475/12)^84 - 1)/0.0475/12]

= $117,783.05

Hence, The solution is: : $117,783.05 will be her balloon payment at the end of 7 years if she chooses this mortgage.

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complete question:

Yvette is considering a 7/23 balloon mortgage with an interest rate of 4.75%

to purchase a house for $146,000. What will be her balloon payment at the end of

7 years if she chooses this mortgage?


Related Questions

If a line of one billion people standing shoulder to shoulder stretches 420,334 miles what is the average shoulder width in feet of the people in line

Answers

Answer:

2.21936352 feet

Step-by-step explanation:

420334*5280 (thats feet in a mile) divided by 1000000000

Yo sup??

Average shoulder width=total lenght / number of people

since we want it in inches therefore

Final answer=Average shoulder width*63360

=420334*63360/1,000,000,000

=26.62 inches

Hope this helps

Johns bank account increased in value from last year to this year by 8% to $250 if the the account increases by the same percentage over the next year what will be the value next year



A.$258
B.$260
C.$264
D.$268
E.$270

Answers

Answer:

$ 270

Step-by-step explanation:

Do 250 X 1.08 to get the answer

Using the percentage increase formula, John's bank account value of $250 will increase by 8% to $270 after one year.

To find the future value of John's bank account, we will use the percentage increase formula. If his account increased by 8% this year to $250, we can calculate next year's balance by multiplying $250 by 1.08 (which represents a 100% principal plus an 8% increase).

Step-by-step calculation:

Convert the percentage increase to a decimal: 8% becomes 0.08.Add 1 to the decimal equivalent of the percentage increase to find the growth factor: 1 + 0.08 = 1.08.Multiply the current year's value by the growth factor: $250 times 1.08.Calculate the result: $250 times 1.08 = $270.

Therefore, the value of John's bank account if it increases by the same percentage over the next year will be $270.

Can someone please help me?!?
Write an equation for the sine wave. What is the amplitude and period?
Now, you are going to determine the frequency of the tone you created.
Frequency=1/period


Part2
Finally, do some research on different frequencies. Pick 3 different sounds and determine their frequency. Compare and contrast those sounds to the frequency of your tone. What conclusions can you make about frequency?

Answers

Answer:

See the explanation.

Step-by-step explanation:

Part 1:

An equation of sine wave can be written as y = 5 Sin(2x + 3).

The amplitude of the above equation is 5.

The period of the function is [tex]\frac{2\pi }{2} = \pi[/tex].

The frequency of the function is [tex]\frac{1}{\pi }[/tex].

Part 2:

[tex]y = 2 Sin(3x + 5) + 9.......(1)\\y = 5 Sin(4x + 8) + 12.....(2)\\y = 3 Sin(x + 6) + 2......(3)[/tex]

The above given equations numbered 1, 2 and 3 represents three different sound waves.

For (1), the frequency is [tex]\frac{1}{\frac{2\pi }{3} } = \frac{3}{2\pi }[/tex].

For (2), the frequency is [tex]\frac{4}{2\pi } = \frac{2}{\pi }[/tex].

For (3), the frequency is [tex]\frac{1}{2\pi }[/tex].

Frequency of sounds refers the speed of vibration.

The taken three siounds has different frequencies.

A mathematically proficient students would approach a challenging problem solving task with a certain disposition. Describe at least two examples of what that disposition would look and sound like in a classroom.

Answers

Answer:

g6h12

Step-by-step explanation:

Answer:  mmmmm.

Step-by-step explanation:

How do you do this problem?

Answers

Answer:

C) ¼ ∫ u⁵ du, where u = sin(4x)

Step-by-step explanation:

∫ cos(4x) sin⁵(4x) dx

Using u substitution:

u = sin(4x)

du = 4 cos(4x) dx

¼ du = cos(4x) dx

¼ ∫ u⁵ du

Amy has a collection of marbles in three sizes, small, medium, and large. She has five times as many small marbles as medium marbles. The number of large marbles is two more than three times the number of medium marbles. a. Let x represent the number of medium marbles Amy has. Write an algebraic expression to represent the number of small marbles she has. b.Write an algebraic expression to represent the number of large marbles she has. c.If Amy has a total of 560 marbles, how many of each size does she have? Show your work. (please i need help im really stuck)

Answers

Answer: she has 310 small marbles, 62 medium marbles and 188 large marbles.

Step-by-step explanation:

Let w represent the number of small marbles Amy has.

Let x represent the number of medium marbles Amy has.

Let y represent the number of large marbles Amy has.

a) She has five times as many small marbles as medium marbles. This means that

w = 5x

b) The number of large marbles is two more than three times the number of medium marbles. This means that

y = 3x + 2

c) If Amy has a total of 560 marbles, it means that

5x + x + 3x + 2 = 560

9x = 560 - 2

9x = 558

x = 558/9 = 62

w = 5x = 62 × 5

w = 310

y = 3x + 2 = 3 × 62 + 2

y = 188

Answer:

A. s = 5x

B. y = 3x + 2

C y=166

Step-by-step explanation:

Please help I've been stuck on this question for a while now. How do I solve (1/2)^4 (1/2)^-2? It has to do with Multiplying and Dividing Expressions with Exponents. Please show work so I may figure it out on my own.

Answers

The value of the expression is [tex]0.25[/tex]

Explanation:

The expression is [tex]$\left(\frac{1}{2}\right)^{4}\left(\frac{1}{2}\right)^{-2}$[/tex]

Since, the base of the expression is the same. Then, by "product rule", when multiplying two powers that have the same base, you can add the exponents.

Thus, we have,

[tex]$\left(\frac{1}{2}\right)^{4}\left(\frac{1}{2}\right)^{-2}=\left(\frac{1}{2}\right)^{4-2}$[/tex]

Adding the exponents, we have,

[tex]$\left(\frac{1}{2}\right)^{4}\left(\frac{1}{2}\right)^{-2}=\left(\frac{1}{2}\right)^{2}$[/tex]

Applying exponent rule, [tex]$\left(\frac{a}{b}\right)^{c}=\frac{a^{c}}{b^{c}}$[/tex], we have,

[tex]$\left(\frac{1}{2}\right)^{2}=\frac{1^{2}}{2^{2}}$[/tex]

Simplifying, we get,

[tex]\frac{1}{4}[/tex]

Dividing, we have,

[tex]0.25[/tex]

Thus, the value of the expression is [tex]0.25[/tex]

Use the following recursive formula to answer the question.

a1=−3/2
an=an−1+1/2

What is a9?

Answers

Answer:

  2 1/2

Step-by-step explanation:

Each term is 1/2 added to the previous term. The first term is -3/2, so the first 9 terms of the sequence are ...

  -3/2, -1, -1/2, 0, 1/2, 1, 1 1/2, 2, 2 1/2

a9 is 2 1/2.

I'm pretty sure the answer to

a1=−32

an=an−1+12

is 5/2

5 years ago, the age of a man was 7 times the age of his son. After five years, the age of the man will be 3 times the age of his son from now. How old are the man and the son now?

Answers

Answer:

10 years

40 years

Step-by-step explanation:

let present ag e of son=x

5 years ago age of son=x-5

5 years ago age of man=7(x-5)=7x-35

present age of man=7x-35+5=7x-30

after 5 years

age of son=x+5

age of man=7x-30+5=7x-25

also 7x-25=3(x+5)

7x-25=3x+15

7x-3x=15+25

4x=40

x=10

age of son=10 years

age of man=7*10-30=70-30=40 years

Final answer:

By creating equations from the given information and solving them, it was found that the man is currently 40 years old, and his son is 10 years old.

Explanation:

Let's solve the problem using algebra. Suppose the current age of the man is M years and the current age of his son is S years.

According to the problem, 5 years ago, the age of the man was 7 times the age of his son. Therefore, M - 5 = 7(S - 5).

After 5 years, the age of the man will be 3 times the age of his son from now. Therefore, M + 5 = 3(S + 5).

Solving these equations:

M - 5 = 7S - 35

M + 5 = 3S + 15

Simplifying both:

M = 7S - 30

M = 3S + 10

Equating both equations we get:

7S - 30 = 3S + 10

4S = 40

S = 10

Substituting the value of S in the first equation:

M = 7*10 - 30 = 40

Therefore, the man is currently 40 years old, and his son is 10 years old.

An array with m rows and n columns is not: A: An m-by-n array. B: An n-by-m array. C: A two-dimensional array. D: An n times m dimensional array.

Answers

Answer:

B, An  n-by-m array.

Step-by-step explanation:

when working with  2D arrays, rows come first and then columns. so all options here are correct except option B

A piece of wire 40 cm long is cut into two piece, each to be bent to make a square.The length of a side of one square is to be 4 longer than length of a side of the other. How should the wire be cut

Answers

Answer: the wire should be cut into 12 cm and 28 cm

Step-by-step explanation:

All sides of a square is equal.

The perimeter of a square is the distance around the square.

Let L represent the length each side of one of the squares. Then the perimeter of this square is 4L.

The length of a side of one square is to be 4 longer than length of a side of the other. This means that the length of each side of the other square is L + 4

The perimeter of the other square would be 4(L + 4) = 4L + 16

Since the piece of wire is 40 cm long, then

4L + 4L + 16 = 40

8L = 40 - 16 = 24

L = 24/8 = 3

The perimeter of the first square is

4L = 4 × 3 = 12

The perimeter of the second square is

4L + 16 = 4 × 3 + 16= 28

Final answer:

To make two squares with one side being 4 cm longer than the other, a 40 cm wire should be cut into pieces of 12 cm and 28 cm.

Explanation:

The question concerns cutting a 40 cm long piece of wire into two pieces to form two squares, where the length of a side of one square is 4 cm longer than the length of a side of the other square. Let's denote the length of the side of the smaller square as x cm. Thus, the side of the larger square will be x + 4 cm. Since the perimeter of a square is four times its side length, the total length of wire used for the smaller square will be 4x cm, and for the larger square will be 4(x + 4) cm.

Combining the total length of both squares, we have:

4x + 4(x + 4) = 40

This simplifies to:

8x + 16 = 40

Subtracting 16 from both sides, we get:

8x = 24

Dividing both sides by 8, we find:

x = 3

Therefore, the side of the smaller square is 3 cm, and the side of the larger square is 7 cm. To find out how long each piece of wire must be cut, we calculate the perimeters:

Smaller square wire length: 4(3) = 12 cm

Larger square wire length: 4(7) = 28 cm

So the wire should be cut into one 12 cm piece and one 28 cm piece.

PLEASSEEEEEEEE HELP!!!

Answers

Answer:

Step-by-step explanation:

Triangle DEF is a right angle triangle.

From the given right angle triangle

DF represents the hypotenuse of the right angle triangle.

With m∠D as the reference angle,

DE represents the adjacent side of the right angle triangle.

EF represents the opposite side of the right angle triangle.

To determine EF, we would apply the Sine trigonometric ratio

Sin θ = opposite side/hypotenuse. Therefore,

Sin 26 = EF/4.5

0.44 = EF/4.5

EF = 4.5 × 0.44 = 1.98 yo 2 decimal places

The person is a member for super for a female boss over in the and loss increased approximately linearly from 5% in 1974 to 9% in 1998. Predict when 9% of male workers will prefer a female boss.

Answers

Answer:

1998

y=6x+1944

Step-by-step explanation:

The percentage of Male workers who prefer a female boss over a male boss increased approximately linearly from 5% in 1974 to 9% in 1998. Predict when 9% of male workers will prefer a female boss

it is explicit from the question that 9% of male workers prefer female boss in 1998. but we can predict a model for this by getting the slope of the graph

y=the year

x=the percentage of men who prefer a female boss

s=y2-y1/(x2-x1)

s=1998-1974/(9-5)

s=24/4

s=6

therefore we have

y=mx+c

y=6x+c........1

when y=1998,x=9

1998=6(9)+c

c=1944

from equation 1

y=6x+1944

Write a formula that describes the value of an initial investment of $300 growing at an interest rate of 6% compounded continuously.​

Answers

The correct answer would be B.

The lower e is used for continuous compounding and it is raised by the interest rate times the amount of time

Formula  that describes the value of an initial investment of [tex]\$300[/tex] growing at an interest rate of [tex]6\%[/tex] compounded continuously is equals to [tex]A(t) = 300e^{.06t}[/tex].

What is compounded continuously?

" Compounded continuously is defined as the interest calculation and reinvestment of the amount over infinite period."

Formula used

[tex]A(t) = P e^{rt}[/tex]

[tex]A(t) =[/tex] Final amount

[tex]P =[/tex] Principal amount

[tex]t =[/tex]  time period interest is applied

[tex]r=[/tex] rate of interest

According to the question,

Given,

Principal amount [tex]= \$300[/tex]

Rate of interest [tex]= 6\%[/tex]

As per the given condition interest compounded continuously,

Substitute the value in the formula of interest compounded continuously  we get,

[tex]A(t) = 300 e^{\frac{6}{100} t}\\\\\implies A(t) = 300 e^{.06 t}[/tex]

Hence, Option (B) is the correct answer.

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Rebeca spent $32.55 for a photo album and three identical candles. The photo album cost $17.50 and the sales tax was $1.55. How much did each candle cost

Answers

Answer: $4.50 per candle

Step-by-step explanation:

$32.55 - $17.50 - $1.55 = $13.50 for all the candles

To find the price of a single candle we divide our answer by 3

13.50/3 = $4.50

A golden rectangle has side lengths in the ratio of about 1 to 1.62. To the nearest tenth, what is length of the shorter side of a golden rectangle with a longer side length of 40 inches?

Answers

Answer: The  length of the shorter side of a golden rectangle is about 24.7 inches.

Step-by-step explanation:

Given : A golden rectangle has side lengths in the ratio of about 1 to 1.62.

Since 1.62 > 1 , so

[tex]\dfrac{\text{Length of shorter side}}{\text{Length of longer side}}=\dfrac{1}{1.62}[/tex]

If the length of the longer side is 40 inches , then we have

[tex]\dfrac{\text{Length of shorter side}}{\text{40 inches}}=\dfrac{1}{1.62}\\\\ \Rightarrow\ \text{Length of shorter side}=\dfrac{1}{1.62}\times \text{40 inches}\\\\ \Rightarrow\ \text{Length of shorter side}=24.6913580247\approx24.7\text{ inches}[/tex]

Hence, the  length of the shorter side of a golden rectangle is about 24.7 inches.

Final answer:

To find the length of the shorter side of a golden rectangle with a longer side of 40 inches, divide 40 by the golden ratio (1.62), yielding approximately 24.7 inches as the length of the shorter side, rounded to the nearest tenth.

Explanation:

To calculate the length of the shorter side of a golden rectangle with a longer side length of 40 inches, we use the ratio of the sides of a golden rectangle. Given that this ratio is about 1 to 1.62, we divide the length of the longer side by the golden ratio (approximately 1.62) to find the length of the shorter side.

Using this method:

Length of longer side = 40 inchesLength of shorter side = 40 inches / 1.62

Let's do the calculation:

Length of shorter side ≈ 24.7 inches (rounded to the nearest tenth)

Find the area of the shape (1,3) (5,3) (7,-1) (1,-1)

Answers

The area of the shape (quadrilateral) is 16 square units.

Step-by-step explanation:

The given four sides of quadrilateral = (1,3), (5,3), (7,-1) and (1,-1)

To find, the area of the shape (quadrilateral) = ?

We know that,

The area of quadrilateral = [tex]\dfrac{1}{2} [x_{1}( y_{2}-y_{3})+x_{2}( y_{3}-y_{4})+x_{3}( y_{4}-y_{1})+x_{4}( y_{1}-y_{2})][/tex]

= [tex]\dfrac{1}{2} [1( 3+1)+5( -1+1)+7( -1-3)+1}( 3-3)][/tex]

= [tex]\dfrac{1}{2} [1(4)+5( 0)+7( -4)+1}( 0)][/tex]

= [tex]\dfrac{1}{2} [4+0-28+0][/tex]

= [tex]\dfrac{1}{2} [32][/tex]

= 16 square units.

Thus, the area of the shape (quadrilateral) is 16 square units.

A box of pencils costs $3.25 and a box of colored pencils costs $4.65. However, a box of pencils and a box of colored pencils are sold together at $6.50. If Alex wants to buy 6 boxes of pencils and 9 boxes of colored pencils, what is the least amount of money that Alex can pay?

Answers

Answer:

the least is 40

Step-by-step explanation:

if u multiply each money amount times the amount they bought you get the awnser

Guided Practice
Which of the following is a Pythagorean triple?
A. 15, 20, and 25
B. 15, 16, and 24
O
c. 15, 21, and 28

Answers

Answer:

A. 15, 20, and 25

Step-by-step explanation:

Note that 3-4-5 is a pythagorean triple via following:

[tex]\sqrt{ (3^2 + 4^2 )} = 5^2[/tex]

Dividing 15, 20, and 25 by 5 nets you the pythagorean triple 3-4-5.

A. 15, 20, and 25 is the Pythagorean’s triple

Y=2x-7, 3x-2=9 solving systems

Answers

First you solve for x for the second system. Then you plug in x and y and then you should get your coordinates.

Maria went to the restaurant and waited 90 seconds to place her order. Use the trend line equation to predict how many employees were working. Round to the nearest whole number if necessary.​

Answers

Answer:

3 employees

Step-by-step explanation:

The complete question is

The manager of a fast food restaurant collected data to study the relationship between the number of employees working registers and the amount of time customers waited in line to order. He made a scatter plot of the data and created a trend line with the equation y = -70x + 300, where y is the total amount of time waited in seconds and x is the number of employees working registers. Maria went to the restaurant and waited 90 seconds to place her order. Use the trendline equation to predict how many employees were working. Round to the nearest whole number if necessary.

Let

x ---> is the number of employees working registers

y ---> is the total amount of time waited in seconds

we have

[tex]y=-70x+300[/tex]

This is the equation of a line in slope intercept form

where

The slope is equal to

[tex]m=-70\ \frac{seconds}{employee}[/tex] ---> is negative because is a decreasing function

The y-intercept is equal to

[tex]b=300\ sec[/tex]

For y=90 seconds

substitute in the linear equation and solve for x

[tex]90=-70x+300[/tex]

[tex]70x=300-90\\70x=210\\x=3\ employees[/tex]

To predict the number of employees based on a 90-second wait time, substitute 90 into the given trend line equation and solve for y. For example, using y = -0.1x + 10, we get approximately 1 employee. Ensure you use the specific trend line equation provided for accurate results.

To predict how many employees were working based on Maria's wait time of 90 seconds, we need the trend line equation that describes the relationship between waiting time and the number of employees.

Assuming we have a trend line equation of the form y = mx + b,

where y represents the number of employees, x the waiting time in seconds, and m and b are constants,

you can substitute 90 for x and solve for y.

For example, if the trend line equation is y = -0.1x + 10, substituting 90 for x:

y = -0.1(90) + 10

y = -9 + 10

y = 1

Therefore, according to this trend line, approximately 1 employee would be working. Always remember to check your specific trend line equation and solve accordingly.

Anything will help! Thank you.

Answers

Step-by-step explanation:

(a) If g is the number of gallons left in the tank, and t is the time in hours since 8AM:

g = 8 gal − (1 gal / 24 mi) (60 mi / 1 hr) (t hr)

g = 8 − 2.5t

(b) If d is the distance traveled:

d = 60 mi/hr × t hr

d = 60t

(c) When George runs out of gas, g = 0.

0 = 8 − 2.5t

t = 3.2

The distance he travels is:

d = 60(3.2)

d = 192

George travels 192 miles.

3.2 hours after 8AM, the time is 11:12AM.

State whether the data are best described as a population or a sample. A questionnaire to understand athletic participation on a college campus is emailed to 40 college students, and all of them respond.

Answers

Answer:

Sample

Step-by-step explanation:

The part or portion of a population is called as sample. The given data represents a sample because a questionnaire is given to the selected 40 college students for collecting response on athletic participation rather to all of the college students. Thus, the questionnaire is given to a part of population. So, the given data represents a sample.

A pharmacist has a 6% solution of cough syrup and a 14% solution of the same cough syrup. How many ounces of each must be mixed to make 16 ounces of a 10% solution of cough syrup?

Answers

Answer:

8 ounces of each must be mixed to make 16 ounces of a 10%solution.

Step-by-step explanation:

The careful analysis and detailed calculation is as shown in the attached file.

I needz duh help pwease and tank chu?

Answers

Answer:

Step-by-step explanation:

Let h represent the number of hours that Jamarcus can rent the truck.

To rent a truck, the charge is $16 per hour and also a fueling fee of $25

The total cost of renting the truck for x hours would be

16h + 25

Since Jamarcus wants to rent the truck and can spend no more than $125, the inequality representing the situation would be

16h + 25 ≤ 125

16h ≤ 125 - 25

16h ≤ 100

h ≤ 6.25

2) 3x - 5 ≥ - 11

3x ≥ - 11 + 5

3x ≥ - 6

x ≥ - 6/3

x ≥ - 2

The correct graph is option A

Answer:

a

Step-by-step explanation:

An initial investment of $1000 is appreciated for 4 years in an account that earns 4% interest, compounded annually. Find the amount of money in the account at the end of the period.

Answers

Answer: $116.99

Step-by-step explanation:

By using compound interest formula which said:

A = P ( 1 + r/n )^(n×t)

P=Principal= 1000

r=rate=4/100

n=1

t= 4

Apply the above formula

A = P ( 1 + r/n )^(n×t)

A = 1000(1 + 0.04/1)^(1 × 4)

A= 100(1.04)^4

A= 100 × 1.17

A = 116.99

A function f(x) is said to have a removable discontinuity at x=a if: 1. f is either not defined or not continuous at x=a . 2. f(a) could either be defined or redefined so that the new function IS continuous at x=a. Let f(x) = {((6)/(x)+(-5 x+18)/(x(x-3)), "if", x doesnt = 0 "and" x doesnt =3),( 3, "if", x=0) :} Show that f(x) has a removable discontinuity at x=0 and determine what value for f(0) would make f(x) continuous at x=0 . Must redefine f(0)= ?

Answers

The function f(x) has a removable discontinuity at x=0. To make f(x) continuous at x=0, we must redefine f(0) as -1/3.

To determine if f(x) has a removable discontinuity at x=0, we need to check if f(x) is either not defined or not continuous at x=0.

Looking at the definition of f(x), we see that f(0) is defined as 3. Therefore, f(x) is defined at x=0.

Next, let's examine the continuity of f(x) at x=0. We need to evaluate the limit of f(x) as x approaches 0.

Using the given definition of f(x), we have:

lim(x->0) (6/x) + (-5x + 18)/(x(x-3))

To evaluate this limit, we can simplify the expression by finding a common denominator. The common denominator is x(x-3):

lim(x->0) [6(x-3) + (-5x + 18)] / [x(x-3)]

Simplifying the numerator:

lim(x->0) (6x - 18 - 5x + 18) / [x(x-3)]

= lim(x->0) (x) / [x(x-3)]

Now, we can cancel out the x term:

lim(x->0) 1 / (x-3)

As x approaches 0, the denominator (x-3) approaches -3. Therefore, the limit is:

lim(x->0) 1 / (x-3) = 1 / (-3) = -1/3

Since the limit of f(x) as x approaches 0 exists and is equal to -1/3, we can redefine f(0) to be -1/3 to make f(x) continuous at x=0.

Thus, f(x) has a removable discontinuity at x=0, and we must redefine f(0)=-1/3 to make f(x) continuous at x=0.

if you in invested $500 at 5% simple interest for 2 years, how much interest do you earn? show work and answer in complete sentances to earn full credit. if you invest $500 at 3% compound monthly for 2 years, how much interest do you earn? show work and answer in complete sentances to earn full credit which would you rather do?

Answers

Answer:

Step-by-step explanation:

1) The formula for simple interest is expressed as

I = PRT/100

Where

P represents the principal

R represents interest rate

T represents time in years

I = interest after t years

From the information given

T = 2 years

P = $500

R = 5%

Therefore

I = (500 × 5 × 2)/100

I = $50

2) Principal, P = $500

It was compounded monthly. This means that it was compounded 12 times in a year. So

n = 12

The rate at which the principal was compounded is 3%. So

r = 3/100 = 0.03

It was compounded for just 2 years. So

t = 2

The formula for compound interest is

A = P(1+r/n)^nt

A = total amount in the account at the end of t years. Therefore

A = 500 (1+0.03/12)^12 × 2

A = 500 (1.0025)^24

A = $530.88

The interest is

530.88 - 500 = $30.88

Multiples of 3 and 5 Problem 1 If we list all the natural numbers below 10 that are multiples of 3 or 5, we get 3, 5, 6 and 9. The sum of these multiples is 23. Find the sum of all the multiples of 3 or 5 below 1000.

Answers

Answer: 233,168

Step-by-step explanation:

Formula: 1 + 2 + 3 + ... + n = n(n+1)/2

Sum of all the numbers below 1000 that is divisible by 3:

3 + 6 + 9 + ... + 999 = 3 (1 + 2 + 3 + ... + 333) = 3 x 333 x 334 / 2 = 166,833

Sum of all the numbers below 1000 that is divisible by 5:

5 + 10 + 15 + ... + 995 = 5 (1 + 2 + 3 + ... + 199) = 5 x 199 x 200 / 2 = 99,500

As we add up 166,833 and 99,500, the numbers that are divisible by 3*5 = 15 would be counted double. Therefore, subtract the result for numbers divisible by 15 just once:

Sum of all numbers below 1000 that is divisible by 15:

15 + 30 + 45 + ... + 990 = 15 (1 + 2 + 3 + ... + 66) = 15 x 66 x 67 / 2 = 33165

Therefore, [ 166,833 + 99,500 ] - 33,165 = 233,168

Final answer:

To find the sum of all the multiples of 3 or 5 below 1000, you need to find the sum of the multiples of 3 and 5 separately and then subtract the sum of the multiples of 15. The sum is 233,003.

Explanation:

To find the sum of all the multiples of 3 or 5 below 1000, we can use the concept of arithmetic series. First, we need to find the sum of the multiples of 3 and the sum of the multiples of 5 below 1000. Then, we need to subtract the sum of the multiples of 15 (since numbers that are multiples of both 3 and 5 have been counted twice).

Using the formula for the sum of an arithmetic series, the sum of the multiples of 3 below 1000 is given by:

3 + 6 + 9 + ... + 999 = (1/2)(3 + 999)(333) = 166,833

Similarly, the sum of the multiples of 5 below 1000 is:

5 + 10 + 15 + ... + 995 = (1/2)(5 +995)(199) = 99,500

Finally, the sum of the multiples of 15 below 1000 is:

15 + 30 + 45 + ... + 990 = (1/2)(15 + 990)(66) = 33,330

Now, we can calculate the sum of all the multiples of 3 or 5 by adding the sum of the multiples of 3 to the sum of the multiples of 5 and then subtracting the sum of the multiples of 15:

166,833 + 99,500 - 33,330 = 233,003

Learn more about Sum of multiples here:

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Mr. Winking is purchasing a car and needs to finance $24,000 from the bank with an annual percentage rate (APR) of 4.8%. He is financing it over 5 years and making monthly payments. What is the monthly payment? Group of answer choices $104.54 $378.21 $450.71 $1225.56

Answers

Mr. Winking is purchasing a car and needs to finance $24,000 from the bank with an annual percentage rate (APR) of 4.8%. He is financing it over 5 years and making monthly payments. What is the monthly payment?  

$450.71

____________________________

*100% CORRECT ANSWERS

Question 1

A family is purchasing a house and needs to finance a $195,000 mortgage from the bank with an annual percentage rate (APR) of 5.3%. The family is financing it over 30 years and making monthly payments. What is the monthly payment?

$1082.84    

Question 2

A family is purchasing a house and needs to finance a 195,000 mortgage from the bank with an annual percentage rate (APR) of 5.3%. The family is financing it over 30 years and making monthly payments. What is the total amount the family will pay back to the bank (to the nearest dollar)?

$389,822    

Question 3

Mr. Winking is purchasing a car and needs to finance $24,000 from the bank with an annual percentage rate (APR) of 4.8%. He is financing it over 5 years and making monthly payments. What is the monthly payment?  

$450.71

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