How do values influence decision making and help with your financial well being?

Answer:

Champion

Explanation:

According to Techstars, the final stage of an entrepreneur's journey is champion. This represents start-ups that have a chieved great success like Google, and they are championing the enterpreneur's journey by working with enterpreneurs at earlier stages.

The initial stages of enterpreneur's journey is: inspire, discovery, founder, startup, scale, and finally champion.

Answer:

1. provides national and international leadership in purchasing and materials management, particularly in the areas of education, research, and standards of excellence

Explanation:

Answer:

Option "c" and "e" are the correct answer to the following statement.

Explanation:

Automated Bid Techniques help to Boost of access to pages. Optimize Clicks sets bids directly to help the customer get as many page views within his demanded expenses as applicable and faster.

showing multiple results help the advertiser to increase the chance of selling his commodity.

Google optimization technique help advertiser to make their commodity sell faster and reliable.

Answer:

1 euro = $1.25

Explanation:

if  3Ib of coffee cost $5

while exchange rate is .8euro = $1

therefore 3Ib coffee in euro will be  .8 * 5 = 4euros

and 3Ib coffee cost 7euros

while exchange rate is .8euro = $1

therefore 3Ib coffee in dollar will be 7 *1 / .8 = $8.75

now 7euro =  $8.75

       4 euros will be equal to 4 * 8.75 / 7 = $5

so if 7 euros = $8.75 and

       4 euros = $5

therefore 1 euro will be 1 * 5 / 4 = $1.25

The real exchange rate between the U.S. and Belgium for coffee is 0.571. This means that 1 Belgian coffee can is equivalent to 0.571 U.S. coffee cans after adjusting for price levels. Coffee prices can fluctuate due to factors like supply shifts and demand elasticity.

Given:

It's important to note that coffee prices can fluctuate due to various factors including supply shifts, such as a major frost, and the price elasticity of demand.

Understanding the real exchange rate helps in comparing the actual purchasing power between countries.

Answer:

A. wastefulness - production inside PPC ; B. Economy growth - PPC shift outwards/rightwards ; C. Economy at Productive Efficiency - production on PPC ; D. Unattainable Production- Outside PPC

Explanation:

PPC is graphical representation of production combinations that an economy can produce, given resources & technology.

PPC is based on assumption : That resources are best efficiently utilised. So, all product combinations ON PPC reflect 'Economy is at Productive Efficiency'

All production points INSIDE PPC reflect inefficient utilisation of resources i.e 'Wastage'

Points OUTSIDE PPC are 'Unattainable Product Combinations'- as they are beyond economy's best optimum production, given resources & technology.

'Economic growth' is increase in resources &/or technology which increases economy's production potential and PPC curve SHIFTS rightwards or outwards.  

Answer:

Financial markets have the ultimate purpose of:

C. Bringing several parties together in order to engage in buying, selling, and trading activity of financial assets

Explanation:

A financial market is a platform that brings several parties together in order to engage in buying, selling , and trading activity of financial assets. It generally offers an opportunity to investors in financial assets to either buy or sell the assets. Some examples of financial assets include; securities, bonds, stocks, and currency.

In capitalistic economies where there is high competition, the access of financial assets play a major role in ensuring that such economies run smoothly. Financial markets make it is for companies to trade their financial assets in an easy and fast manner. It also provides more accessibility to borrowers and also give an opportunity to the lenders to earn some interest on their money.

Financial markets involve the buying and selling of various financial assets and thus there is need for transparency to ensure that the market prices are fair. The information about the prices need to be clear and appropriate to protect investors.

Answer:

It would be best to pick the annual rate as is the higher maong the given choised.

bank rates:

3.26 percent, compounded annually

3.20 percent, compounded monthly

3.25 percent, compounded semi-annually

3.10 percent, compounded continuously

3.15 percent, compounded quarterly

Explanation:

we move the rates to annual and check the effective rate:

[tex](1+r_n/m)^{m} -1 = r_e[/tex]

[tex](1+0.032/12)^{12} -1 = r_e\\r_e = 0.03247353(1+0.0325/2)^{2} -1 = r_e\\\\r_e = 0.03530625[/tex]

continuos rate:

[tex]e^{0.0310} -1 = r_e\\r_e = 0.031485504[/tex]

3.15 quarterly:

[tex](1+r_n/m)^{m} -1 = r_e[/tex]

0.0318740511

Options:[

A. 3.26 percent, compounded annually

B. 3.20 percent, compounded monthly

C. 3.25 percent, compounded semi-annually

D. 3.10 percent, compounded continuously

E. 3.15 percent, compounded quarterly

Answer:

C) 3.25 percent, compounded semi-annually

Explanation:

Usually the higher interest rate, the more money you will earn. But the frequency at which the interest rate is compounded may change the equation. Usually the shorter the compounding frequency, the higher the interest rate. E.g. a 10% compounded semi-annually yields 10.25% annually, but 10% compounded monthly yields 10.47%

we must determine the effective yearly interest rates:

Since option C yields the highest effective yearly interest rate, that is the bank that you should choose.

*the formula for determining the effective interest rate = (1 + r/n)ⁿ, e.g. semi-annual n = 2

Answer:

Adjacent innovation

Explanation:

There are three ways to innovate in business:

1. Transformational

This is the most commonly thought of innovation. It has the potential to completely transform, create or eliminate entire industries. It involves one-in-a-million ideas that change the way the entire world lives and works.

This innovation is often seen as a means of disruption or a radical solution using breakthrough technology to achieve an unimaginable shift for markets that don’t exist yet.

2. Incremental

Incremental Innovation refers to the optimization of existing products for existing markets – ie. do what you’re doing but better: solving the current problems of your current clients, more effectively, sustainably and continuously.  

It involves making smaller upgrades to existing products or services. The goal is to improve on existing products or services and renew interest in the marketplace.

3. Adjacent

Where Incremental innovation is all about improving existing products for existing markets, there are often opportunities to leverage an existing product, process, or infrastructure to reach new markets.

Simply put, adjacent innovation includes taking existing products into new markets and digital channels, or creating new digital products for existing markets. ie. Adjacent innovation involves entering a new market and connecting with a new audience by leveraging something the company already does well.

Answer:

They can purchase up to 37 necklaces

Explanation:

budget_ 125 + 200 = 325 dollars

bracelets  8 units x $  3.5 each    =  $  28

necklaces 6 units x $ 12   each    =  $  72

total spending           $ 100

remanining                $225

cost per earring      $ 6

maximum amount of earring they can purchase: 225 / 6 = 37 units

Answer:

The answers are,

Items not easily quantified in dollar terms are not reported in the financial statements.

Monetary Unit Assumption

Accounting information must be complete, neutral, and free from error.

Faithful representation

Personal transactions are not mixed with the company's transactions.

Entity Assumption

The cost to provide information should be weighed against the benefit that users will gain from having the information available.

Cost constraint

A company's use of the same accounting principles from year to year.

Consistency

Assets are recorded and reported at original purchase price.

Historical Cost

Accounting information should help users predict future events, and should confirm or correct prior expectations.

Relevance

The life of a business can be divided into artificial segments of time.

Periodicity assumption

The reporting of all information that would make a difference to financial statement users.

Full Disclosure principle

The judgment concerning whether an item's size makes it likely to influence a decision-maker.

Materiality

10. Assumes a business will remain in operation for the foreseeable future.

Going concern

12. Different companies use the same accounting principles

Comparability

Explanation:

Answer:

Mission of Dell

Explanation:

An organisation's mission statent is a short description of why the company exists, and what their overall strategy for success is.

It is a way management communicates its goals to the employees and the means the organisation intends to achieve these goals.

In the example above the main aim of DELL is to make profit for its shareholders. The strategy for achieving this is by production of computers.

Final answer:

The two statements describe Dell's primary purpose of earning profits for its shareholders and the means of achieving this through the manufacture and sale of computers. This reflects the broader objective of businesses in a market economy to maximize profitability and sustain operational efficiency amidst competitive market conditions.

Explanation:

The two statements describe Dell's business purpose and its primary means of achieving that purpose. Dell exists mainly to earn a profit for its shareholders, a common objective for most private-sector corporations, companies, small businesses, and individual entrepreneurs. This goal of profitability drives production and operational decisions within a market economy. Dell achieves this through the manufacture and sale of computers, a strategy that places the company within a highly competitive market where efficiency, innovation, and market share are keys to success. As a case in point, in 2005, Dell was the largest personal computer manufacturer, yet it sold only about 19% of personal computers worldwide, highlighting the competitive nature of the market. Nonetheless, the underlying principle for Dell and similar firms is the maximization of profits for their investors, achieved by combining operational efficiency, market adaptation, and the strategic offering of products or services.

Profits are essentially the reward for business owners and the measurement that determines whether a business stays operational. Firms that fail to operate efficiently or to provide products or services that attract sufficient demand at profitable prices tend to exit the market. This dynamic underscores the importance of continually enhancing efficiency, understanding market dynamics, and innovating in response to consumer needs.

Answer:

A, $12,000

Explanation:

Profit is the financial gain as a result of the difference between the selling price of a product and the cost/production cost of the product.

To calculate the profit from the sale of the bicycles, we use the formula

Profit = (marginal cost x quantity of bicycles) - Expenses.

we have,

Profit = ($200 x 100) - $8,000

Profit = $20,000 - $8,000

Profit = $12,000.

Cheers.

Answer:

c. $150.

Explanation:

the extra amount of hours Maurice can work taking a flight will be of 5 hours

(8 hours taking a plane against 3 hours if driving)

As the income per hour is 30 dollar it can generate;

5 hours x $30 per hour = $150

Maurice will only travel by plane if it generates the same or more income than the driving thus, a differencial price of less than 150 dollars will provide Maurice with a net gain. Also we should consider that if Maurice drives his car it is taking a depreication hit per mile while driving that is being ignoer to keep the assignment simple. But considering that the amount of differential income could be higher than $150

Answer:

That's true

Explanation:

Yes they disproportionately influence politics, shape tastes, and dominate public discourse.

To disproportionately influence means that they influence in a measure that's out of proportion. This is because they are huge and control massive wealth. Money answers all thing they say. They have all it takes to monopolize certain commodities, thereby leaving the populace perpetually at their mercy or subject or glued to their products.

They spend heavily on advertisements and sales campaigns and hence subtly they influence the people's judgement and disposition to their products. The ultimate implication of that would be that the society's taste is also at their mercy too.

Political influence is one thing they command since most of the political sponsors are owners of these huge businesses.

Answer:

Year end Adjusting Entry

                                                          Dr.                 Cr.

December 31, 2020

Unearned Rent Revenue             $144,000

Rent Revenue                                                     $144,000

Working:

Rent revenue for the year = ($192,000 x 9 ) / 12

Rent revenue for the year = $144,000

Answer:

Debit nominal account $14,400

Credit Rental revenue $14,400

Being entries to recognize rental income earned between 1 April and 31 December 2020.

Explanation:

When cash is received in advance for services yet to be rendered, the company has a liability to perform. As such the entries posted then is a debit to cash and a credit to unearned revenue.

If Crane Company received $19200 on April 1, 2020 for one year's rent in advance and recorded the transaction with a credit to a nominal account, as at December 31, 2020, the amount earned

= (9/12) × $19200

= $14,400

This amount would be debited to the nominal account and a credit would be recorded in the rental revenue account.

Answer:

e. comparative advantage

Explanation:

As the opportunity cost of Brazil to produce coffee beans is lower than other countries it can sale their production to a gain and then use it to acquire the electronics on which is not as efficient.

Brazil has a comparative advantage producing coffee beans. Thus, is better for the global economy for brazil to produce coffee beans instead of electronics.

The scenario describes the concept of comparative advantage, where Brazil specializes in producing coffee beans which it does more efficiently, and buys electronics from other countries which are produced more efficiently elsewhere (option e).

This scenario exemplifies the concept of e. comparative advantage. Comparative advantage is an economic theory that suggests that countries should specialize in the production of goods and services they can produce more efficiently (at a lower opportunity cost) than other goods or services. In this case, Brazil has a comparative advantage in producing coffee beans because it can do so more efficiently than other countries.

On the other hand, Brazil does not have a comparative advantage in producing electronics, thus buying them from other countries where their production is more efficient. This allows international trade to benefit all participating countries by enabling them to import goods that they would find more expensive to produce domestically.

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Answer:

a) How much control does the employer exercise over the details of the work?

b) Is the worker engaged in an occupation of business distinct from that of the employer?

c) Is the work usually done under the employer's direction or by a specialist without supervision?

d) does the employer supply the tools at the place of work?

e) For how long is the person employed?

f) What is the method of payment by time period or at the completion of the job?

g. What degree of skill is required of the worker?

Explanation:

These are just the seven question asked when the courts want to determine the contract status of an employee or an independent contractor. They make use of these eight questions below:

a) How much control does the employer exercise over the details of the work?

b) Is the worker engaged in an occupation of business distinct from that of the employer?

c) Is the work usually done under the employer's direction or by a specialist without supervision?

d) does the employer supply the tools at the place of work?

e) For how long is the person employed?

f) What is the method of payment by time period or at the completion of the job?

g. What degree of skill is required of the worker?

Answer:

Press, Speech & Religion

Explanation:

As per The First Amendment, the Congress had been prohibited to make any such laws which restrict an individual's freedom of speech, curtail the freedom of press or those which in any form promote or curb any religion.

In the given case, Mike, an advocate, supports a certain religion and went on to publish an article in a magazine, expressing his views and insisting upon Congress to base Federal Laws as per the principles of his religion.

The First amendment guarantees Mike, the freedom of speech i.e expression, freedom to practice the religion of his choice and the freedom of press i.e the freedom to publish an article expressing his views in a magazine.

The First Amendment guarantees Mike's freedom of speech to express his religious belief. However, the 'Establishment Clause' prevents him from imposing his religion's principles as the basis of federal law. Additionally, the 'Free Exercise Clause' allows Mike to practice his religion freely.

In the scenario described with Mike advocating for laws in accordance with his religion, the First Amendment to the U.S. Constitution guarantees Mike's freedom of speech. He is freely expressing his beliefs and opinions.

However, it is important to clarify that while the First Amendment protects Mike's right to advocate for his religion, it does not allow him to impose his religion's principles as the basis of federal law. Known as the Establishment Clause, the First Amendment stipulates that Congress cannot make a law respecting an establishment of religion. This means that the government cannot endorse or favor any particular religion over another, effectively separating church and state.

The First Amendment also upholds the Free Exercise Clause, which allows individuals to freely practice their chosen religion. This right is balanced against the needs of society ensuring no one faith dictates legal or societal norms.  

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Answer:

Money market mutual fund

Explanation:

Money market mutual fund is a fund that usually invest in short term securities, for example treasury bills.

Members are paid dividends at predetermined intervals. They provide a stable savings option.

This will be a perfect way for Andy and Marjorie to save their money, and they will not have access to it via their ATM card.

Answer:

The monthly labor cost this year=$53,000

Explanation:

Step 1: Determine yearly cost of labor last year

T=C×N

where;

T=total cost of labor last year

C=labor cost per month

N=number of months in a year

In our case;

T=unknown, to be determined

C=$44,000 per month

N=12 months

Replacing;

T=(44,000×12)=$528,000

Step 2: Determine yearly cost of labor this year

This years cost of labor can be expressed as;

Y=T+I

where;

Y=this year's labor cost

T=last years labor cost

I=the increase in cost from last year to this year

In our case;

Y=unknown to be determined

T=$528,000

I=$108,000

Replacing;

Y=(528,000+108,000)=$636,000

Step 3: Determine monthly cost of labor for this year

Monthly labor cost this year=this years labor cost/number of months in a year

where;

Monthly labor cost this year=unknown to be determined

this years labor cost=$636,000

number of months in a year=12

Replacing;

Monthly labor cost this year=(636,000/12)=$53,000

The monthly labor cost this year=$53,000

Answer:

The monthly labor cost this year=$53,000

Explanation:

Answer: (A) Encoding

Explanation:

The encoding is one of the form of communication process that helps in understanding the actual interpreting of the message from the sender to the receiver.

 The main purpose of the encoding is that it basically transforming the data from one place to another and it basically ensure that the data are properly delivered to the receiver without any interruption.  

 According to the given question, the love and light is one of the store that sends the advertisement about the lucky draw competition. So, for the love & light store is engaging in the encoding process for calling the customers for participating.  

 Therefore, Option (E) is correct answer.  

Love & Light is engaging in marketing efforts by sending letters to customers about a lucky draw, which is a form of encoding in communication.

When Love & Light, a home appliance store, sends a letter to its customers to inform them about a lucky draw competition, they are engaging in encouraging customer engagement. Sending a letter is a form of communication, and when a company communicates with its customers regarding promotional events, it's part of their marketing efforts. In the multiple-choice options given, encoding is the closest to describing this activity, as it involves creating a message (the letter and invitation to participate in the lucky draw) that is sent to the customers (the receivers).

Answer:

b. The stock price will not change, because the market had already incorporated the information about the FDA approval announcement in the stock price.

Explanation:

If the markets are strong form efficient, it means the consensus of the market related to future impact of FDA approval on earnings would be correct, the stock price of today correctly estimates the future earnings, and therefore the stock price would not change when the earnings are released.

Answer:

b) with high uncertainty avoidance

Explanation:

She has the culture of preparing for the unexpected before it arrives so as to be well prepared for any future uncertainty or backlog that could affect what she is gathering the information for.

Answer:

Correct answer is (C)

Explanation:

Creative work environment can lead to job satisfaction and more productivity. There are numerous factors which can contribute towards creating work environment.  The most important factor is to create freedom among the employees that helps to accomplish creative environment.  Risk taking is also important, when supervisors are ready to take risks; it leads to more creative environment because every employee is allowed to think outside the box.

The true statement about creative work environments is that they encourage risk taking by management to foster creativity. These environments value intrinsic interest and benefit from collaboration among those working on similar projects.

The correct answer to the question “Which of the following statements is true of creative work environments?” is c. Supervisory encouragement of creativity occurs when management encourages risk taking. Creative work environments often include certain elements that foster innovation and creativity. Risk taking is one of the key conditions wherein creative individuals are encouraged to venture into new, potentially risky approaches. Also, intrinsic interest plays a crucial role, as creative people are driven by their passion and interest in the work itself rather than external incentives such as money. Moreover, creativity thrives in an atmosphere where there is collaboration and social interaction, as creative individuals benefit from the support, aid, and challenge from others working on similar projects.

Answer:

ture

false

false

Explanation:

We calculate how much an investor would pay for a U.S. government strip promising to pay $1,000 after 5 years at a 2.35% interest rate using the present value formula, Pv=Fv/(1+r)^n. Substitution the given variables, we get Pv = $1,000 / (1+0.0235)^5. The result of this calculation is the price the investor would pay.

The question asks how much an investor would be willing to pay for a U.S. government strip that promises to pay $1,000 after 5 years, given an interest rate of 2.35%. This is a classic problem of finding the present value, where the future value is $1,000, the interest rate is 2.35%, and the number of periods is 5 years.

To solve the problem, you would use the basic formula for calculating the present value of a future amount, which is Pv = Fv / (1 + r)^n, where:

Pv is the present value

Fv is the future value ($1,000 in this case)

r is the interest rate (2.35% per year, expressed as 0.0235)

n is the number of periods (5 years)

By substituting the given numbers into the formula, you get Pv = $1,000 / (1 + 0.0235)^5.

The answer to this calculation will tell you the price that investors would be prepared to pay for the strip in order to receive $1,000 in 5 years, assuming a 2.35% annual interest rate.

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Answer:

The FLSA

Explanation:

Exempt workers refers to the workers who fulfill all the requirement to receive at least a minimum wage. Non-Exempt workers are the workers who don't.

This requirement was listed under The Fair Labor Standards Act of 1938.  

Here are several of its requirements:

- Have worked over 90 days passed the trial period.

- Legal citizens of United States

- has the status of employment from the company. Meaning that you cannot act as a freelancer.

- Over the age of 18

Jamie Patil need to consider all of these requirements to classify whether her new hire is eligible for minimum wage.

Answer:

e) Outside facilitator

Explanation:

An outside facilitator is someone whose views are unbiased and independent since such an individual is not a part of the organization.

Such facilitators specialize in developing vision and mission statements for various corporations.

Many a times the internal group or committee of managers find it difficult to convey and make employees understand vision and mission or common objectives.

Where there is lack of consensus or harmony between managers and employees, it is recommended to avail the services of such a facilitator.

An outside facilitator with expertise in vision and mission statement development and unbiased views can manage the process more effectively than an internal group or committee of managers.

An outside facilitator with expertise in developing vision and mission statements and with unbiased views, can at times manage the process more effectively than an internal group or committee of managers. This is because an outside facilitator brings fresh perspectives and objectivity to the process, ensuring that the vision and mission statements align with the organization's goals and values.

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Answer:

a. trade-offs 

c. marginal thinking 

Explanation:

Marginal thinking is when a decision maker evaluates the marginal benefits and marginal cost of a certain activity. Daniel is trying to evaluate if the extra calories (marginal cost) he would get from eating the 5th size of pizza (marginal benefit) is worth it.

Trade offs is also known as opportunity cost. It is what is sacrificed in order to carry out a certain activity. If Daniel eats the pizza, he's sacrificing a more healthy body for the extra slice of pizza.

I hope my answer helps you

Final answer:

The bank is under-capitalized.

Explanation:

The bank is C. Under-capitalized.

To determine the capital adequacy, we need to calculate the total capital ratio which is the sum of Tier I and Tier II capital divided by the risk-weighted assets. In this case, the total capital would be $90 million + $70 million = $160 million.

The total capital ratio is therefore $160 million / $2,017.6 million = 0.0794 or 7.94%. According to banking regulations, a bank is considered under-capitalized if its total capital ratio is less than 8%, which is the case here. Therefore, the bank is under-capitalized.